Blue Cross Blue Shield of Michigan

The Blue Cross Blue Shield of Michigan (BCBSM) is an independent licensee of the Blue Cross Blue Shield Association (BCBSA).

It is an independent BCBSA licensee headquartered at 600 E. Lafayette Boulevard in downtown Detroit.

The BCBSM is a non-profit organization that offers health insurance benefits to more than 4.5 million policyholders residing in Michigan.

BCBSM primarily provides insurance coverage to Michigan residents; coverage outside the state is through reciprocal arrangements with other BCBS entities.

Besides that, BCBSM also provides health insurance benefits to groups headquartered in Michigan but operating outside the state.

The Accident Fund, a worker’s compensation insurance firm, is a for-profit subsidiary of BCBSM.

BCBSM’s contributions to health benefits for Michigan residents are continuous.

Essential Facts About Blue Cross Blue Shield of Michigan

Blue Cross Blue Shield of Michigan – Essential Facts About Blue Cross Blue Shield of Michigan

Let’s check out some interesting and vital facts about BCBSM:

#1. It is a non-profit organization formed in 1939.

#2. It has one of the largest networks of healthcare providers, which includes 152 hospitals and over 33,000 doctors.

#3. BCBSM gives employment to more than 8,000 people in the state.

#4. BCBSM and its subsidiary Blue Care Network are both headquartered in Michigan, with specific locations for each entity available through their respective communications.

The vision of Blue Cross Blue Shield of Michigan

BCBSM works to design, sell and manage medical insurance plans for individuals, families, and Michigan-based employers. These include:

#1. Conventional insurance plans

#2. PPO (Preferred Provider Organization)

#3. HMO (Health Maintenance Organization)

#4. Medicaid and state plans

#5. Medicare plans

#6. International plans

#7. Wellness-based plans

#8. Dental plans

#9. Vision plans

#10. Health-spending account plans

#11. Pharmacy plans

Why Choose Blue Cross Blue Shield of Michigan?

The Blue Cross Blue Shield of Michigan is one of the earliest companies to offer health insurance in the United States.

BCBSM initially focused on providing health insurance to a broad spectrum of employees, not specifically miners, teachers, and lumberjacks.

BCBSM has become a prominent affordable health and medical insurance provider to individuals, employees, and families.

Some of the significant accomplishments of BCBSM include:

#1. The Building Healthy Communities program was started in 2009. It has reached over 390 schools in Michigan and has helped over 180,000 students eat a healthier diet and be more active in their daily lives.

#2. The Strengthening the Safety Net program was launched in 2005. This program has donated over $11 million to health clinics all over Michigan.

#3. The Patient-Centered Medical Home program is the largest in the United States. This program has helped save around $427 million in expenses for the state’s healthcare system.

#4. BCBSM pays billions in claims annually, but the specific amount varies yearly.

#5. BCBSM’s contributions to the Michigan Health Endowment Fund are part of a legal agreement and may vary from the stated amount.

Conclusion

The Blue Cross Blue Shield of Michigan is a leading health insurance provider in the US.

It offers conventional and supplemental health insurance coverage at affordable prices to millions of individuals, families, and workers within the state.

To learn the eligibility criteria details and understand the application process, visit: https://www.bcbsm.com/index.html.

Grants for Medical

Blue Cross Blue Shield of Michigan