What is Blue Cross Blue Shield?

What is Blue Cross Blue Shield What is Blue Cross Blue Shield

What Is Blue Cross Blue Shield – Overview

The Blue Cross Blue Shield Association (BCBSA) is a collection of 35 independent US health insurance companies. It provides health insurance to more than 106 million people in the United States. The Blue Cross Blue Shield was formed in 1982 when the Blue Cross was merged with the Blue Shields associations.

Blue Cross Blue Shield Network

The Blue Cross Blue Shield Association is a leader in the US health insurance industry. It has two main offices, in Chicago and Washington D.C. The headquarters in Chicago is located at the Illinois Center at 225 Michigan Avenue. The BCBSA controls access to a network of insurance providers which covers over 170 countries.

BCBS, or Blue Cross Blue Shield companies, have provided better healthcare coverage to their customers since 1929. They allow their customers to live a worry-free life. BCBS delivers a personalized approach in every zip code based on the lifestyle and needs of its customers.

They also work with doctors and hospitals in large communities to offer affordable and good quality healthcare.

They try to understand and fulfill the needs of local communities. Their primary goal is to offer the best healthcare coverage for their 114.5 million members.

Nationwide, more than 1.7 million hospitals and doctors are connected with Blue Cross Blue Shield companies. It is more than any other health insurance company on the market.

What Does the Blue Cross Blue Shield Do?

What is Blue Cross Blue Shield

What is Blue Cross Blue Shield and What Does the Blue Cross Blue Shield Do

The association offers licenses to affiliated insurance companies for specific, geographic service areas exclusively. It has affiliated partners in all 50 states in the US, the District of Columbia and Puerto Rico. It also runs licensee companies in several other countries. The association is also a major part of the nationwide health insurance program for employees of the US federal government.

How Does the Blue Cross Blue Shield Association Operate?

Currently, the Blue Cross and Blue Shield associations are licensee insurance companies and independent of the association. They offer insurance plans with the specified region under one or both of the association’s brands. The association offers one or more forms of health insurance in every state in the US. The association also operates as the administrator of Medicare in many US states.

The association operates the Blue Cross Blue Shield Federal Employee Program (FEP). It is a countrywide insurance program run under the Federal Employee Health Benefits Program (FEHB) aimed at US federal government employees and retirees.

It has been operating the program since its inception in 1960.

The FEP has more than 5 million members and enrolls over half of the US federal workforce. This makes BCBSA the largest insurance provider for federal employees in the US. It also makes the association the biggest individual health plan group in the world.

The Health of America Initiative

The primary focus of this initiative is to uncover the key trends and offer insight to improve American healthcare.

The Health of America Reports 

Blue Cross Blue Shield keeps track of regular reports and snapshots to understand the trends. They provide information about these latest trends and offer insight to different community-based organizations and healthcare experts. It can help the industry to make appropriate decisions, reduce costs, plan advanced patient care, and improve the health of America.

BCBS Health Index 

The BCBS or Blue Cross Blue Shield health index offers a comprehensive measurement of Americans’ health state with proper data from their 40 million members. This is a unique and effective approach in their history.

This information can help the leaders and clinicians in the healthcare industry to improve the health of Americans. The experts can focus on the resources with this information. They can research and determine where the resources can impact them.

BCBS Alliance for Health Research

The Blue Cross Blue Shield or BCBS alliance for health research has established a partnership program with leading US research institutions. This is a great initiative that can help improve America’s healthcare system.

First, leading healthcare researchers try to understand the depth of this data. Then, they use this knowledge and understanding to share insight, collaborate, and identify different solutions for health system issues and critical health nationwide.

Detailed Overview of Blue Cross Blue Shield Nation Wide

Blue Cross Blue Shield by State
Blue Cross Blue Shield of Florida
Blue Cross Blue Shield of Alabama
Blue Cross Blue Shield of Massachusetts
Blue Cross Blue Shield of Illinois
Blue Cross Blue Shield of Michigan
Blue Cross Blue Shield of Texas


The Blue Cross Blue Shield Association is the leading insurance provider for US federal employees. It handles the health insurance policies of millions of individuals in the US, especially employees of the various branches of the US federal government.

The BCBSA is headquartered in the Michigan Plaza complex within the popular Chicago Loop area of Chicago city, Illinois.

To learn more about the Blue Cross Blue Shield Association, you can choose to visit the official website at www.bcbs.com.



See Also

Blue Cross Blue Shield IVF Coverage

Blue Cross Blue Shield Telehealth Grants

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