Blue Cross Blue Shield of Illinois – Overview
The Blue Cross Blue Shield Association (BCBSA) runs numerous chapters to operate in different regions of the United States.
The Blue Cross Blue Shield of Illinois (BCBSIL) is the largest health insurance provider in Illinois.
It offers group and individual health insurance coverage.
It provides managed care products along with prescription drug coverage and Medicare supplement coverage to more than 7 million members in the state.
The Blue Cross Blue Shield of Illinois has an extensive network. This network includes over 92% of hospitals in Illinois, more than 91% of PCPs in Illinois, and more than 87% of medical specialists in the state.
Blue Cross Blue Shield is meant to promote the health and wellness of members within the Illinois community with easy-to-access, affordable, and quality healthcare.
Blue Cross Blue Shield of Illinois Products
The Blue Cross Blue Shield of Illinois offers several different health and medical insurance plans. Some of the top insurance products provided by BCBSIL include:
The Blue Cross Blue Shield of Illinois chapter offers incredibly affordable individual and family dental insurance plans. These plans start at as low as US$ 8.95 per month.
Dental insurance is an effective and affordable solution for those Illinois residents seeking regular and preventive dental care coverage.
Dental insurance through BCBSIL covers regular dental services and can save you a significant amount of out-of-pocket costs.
The organization has more than 600 plans for dental insurance coverage from more than 270 dental insurance providers in the US.
BCBSIL has helped more than 5 million people to receive efficient and affordable dental insurance in the past 20 years. Some of the most popular dental insurance plans offered by BCBSIL include:
Routine dental care – These plans usually cover some or all the costs for an oral examination, fillings, cleaning, and x-rays.
Affordable dentistry – BCBSIL offers affordable dental insurance plans, starting for as low as US$ 8.95 per month.
The BCBSIL also offers GAP insurance. This is an excellent way to supplement your primary health insurance policy with additional cash help for health treatment.
GAP insurance plans are excellent ways to supplement your main medical insurance coverage. In some cases, it offers cash payout for specific health diagnoses, treatment, and aftercare.
There are various terms and conditions to choose from under GAP insurance.
GAP insurance is an effective way to offset your out-of-pocket healthcare expenses through cash benefits.
This supplement health insurance offers lump-sum cash benefits in an accident or severe illness. This is a great way to pay your medical plan’s high deductible without delving into your life savings.
GAP insurance offers direct-to-beneficiary cash payments. You can use this amount as you like.
For instance, you can use GAP insurance cash to make credit card payments, mortgage payments, business costs, car payments, or daycare charges.
This supplemental insurance plan offers extensive healthcare coverage, including:
Critical illness insurance – You receive a lump-sum amount if you get diagnosed with a critical illness, such as coma, stroke, kidney failure, heart attack or life-threatening cancer.
Accidental medical insurance – Post-deductible benefits may cover medical expenses relating to accident care charges.
BCBSIL also offers extensive vision insurance options. Vision insurance covers regular eye care and also helps to reduce out-of-pocket expenses for eye exams, glasses, and contact lenses.
When you buy a vision insurance plan through BCBSIL, you receive coverage for:
Routine eye care – Routine eye check-up is not usually covered under your conventional health insurance plan.
Lower overall costs – A vision insurance plan helps reduce your out-of-pocket expenses for eye care.
Maximize benefits – You can receive discounts on eye care expenses, such as glasses or even LASIK eye surgery.
The Blue Cross Blue Shield of Illinois is one of the largest health insurance providers in the United States.
It offers extensive, conventional, and supplements insurance coverage.
To find out details of eligibility criteria and the application process, you can visit the official BCBSIL website by clicking on this link https://www.ehealthinsurance.com/health-insurance-companies/bcbs-illinois.