Blue Cross Blue Shield of Alabama – Overview
The Blue Cross Blue Shield of Alabama (BCBSAL) is a member of the Blue Cross Blue Shield Association (BCBSA) and is a non-profit health insurance provider.
It is headquartered in Birmingham, Alabama. The BCBSAL was founded in 1936 and currently provides extensive medical insurance coverage to more than 3 million members.
The BCBSAL provides health insurance benefits to more than 2.9 million people in the state. It is also a leading employer in Alabama, with more than 5,000 people working for it.
These include 3,500 people at its Birmingham-based headquarters alone.
The BCBSAL also operates the Cahaba Government Benefit Administrators and the Cahaba Safeguard Administrators. The two organizations are also headquartered in Birmingham.
BCBSAL handles more than 90% of the health insurance market in Alabama, which has more than 500,000 individuals without adequate health insurance.
Blue Cross Blue Shield Operations
Let’s take a look at some of how the Blue Cross Blue Shield of Alabama operates and offers its extensive health insurance services:
United Trust Insurance Company
The BCBSAL took over the Modern American Life Insurance Company in 1964 and renamed it the United Trust Insurance Company.
Initially, it sold long-term care policies and short-term disability coverage. The company has agreements with numerous insurance companies, such as Companion Life Insurance Company, Able Benefit Solutions, BCS, etc.
Cahaba Government Benefit Administrators, LLC
The Cahaba Government Benefit Administrators (GBA) is also headquartered in Birmingham.
It works as a financial intermediary for the Centers for Medicare and Medicaid Services (CMS) and administers Alabama Medicare fee-for-service claims.
CMS awarded Cohaba a no-bid contract in 2005 before extending the contract to a 5-year term for Alabama, Mississippi, Tennessee and Georgia for Medicare Part B claim.
Cahaba Safeguard Administrators, LLC
Cahaba Safeguard Administrators is also headquartered in Birmingham, Alabama. It was founded in 2002 to provide Medicare fraud prevention. It is one of 12 contractors tasked with this under the Centers for Medicare and Medicaid Services.
Blue Cross Blue Shield of Alabama Services
The Blue Cross Blue Shield of Alabama is the most significant health insurance provider in Alabama.
Besides its Birmingham headquarters, BCBSAL also operated several satellite offices and service centers across Alabama.
The company offers extensive health insurance coverage to individuals from more than 20,000 companies and businesses in the state.
These include Alabama’s largest corporations along with numerous small and medium-sized business enterprises.
The company ensures to use the best available talent to provide excellent value and service to its policyholders.
The BCBSAL aims to serve customers through value-centric quality products and services. The BCBSAL is often called the “caring company” thanks to its focus on people-driven business ethics.
The Blue Cross Blue Shield of Alabama is the state’s leading health insurance provider. It is also the most prominent administrator for insurance claims in Alabama.
The company is also a significant employer in the state. You can receive affordable and efficient medical insurance coverage through the BCBSAL if you are a resident of Alabama.
To learn more details, such as eligibility criteria and the application process, you can visit the BCBSAL official website by clicking on this link https://www.bcbsal.org/web/.