Blue Cross Blue Shield of Alabama – Overview
The Blue Cross Blue Shield of Alabama (BCBSAL) is a non-profit health insurance provider and a member of the Blue Cross Blue Shield Association (BCBSA).
It is headquartered in Birmingham, Alabama. Blue Cross and Blue Shield of Alabama covers over 2.8 million customers, including over 2 million members in Alabama and an additional 840,000 members outside of Alabama.
Blue Cross and Blue Shield of Alabama provides health insurance to over 2 million members in Alabama. Forbes Magazine has named it one of the Best Employers in the Mid-Sized Market with 1,000 – 5,000 employees.
The BCBSAL also operates the Cahaba Government Benefit Administrators and the Cahaba Safeguard Administrators. The two organizations are also headquartered in Birmingham.
Blue Cross and Blue Shield of Alabama are chosen by over 90 percent of Federal employees residing in Alabama from a selection of 40 health and dental coverage options, with more than 500,000 individuals without adequate health insurance.
Blue Cross Blue Shield Operations
Let’s take a look at some of how the Blue Cross Blue Shield of Alabama operates and offers its extensive health insurance services:
United Trust Insurance Company
The BCBSAL took over the Modern American Life Insurance Company in 1964 and renamed it the United Trust Insurance Company.
Initially, it sold long-term care policies and short-term disability coverage. The company has agreements with numerous insurance companies, such as Companion Life Insurance Company, Able Benefit Solutions, BCS, etc.
Cahaba Government Benefit Administrators, LLC
The Cahaba Government Benefit Administrators (GBA) is also headquartered in Birmingham.
It works as a financial intermediary for the Centers for Medicare and Medicaid Services (CMS) and administers Alabama Medicare fee-for-service claims.
CMS awarded Cohaba a no-bid contract in 2005 before extending the contract to a 5-year term for Alabama, Mississippi, Tennessee, and Georgia for Medicare Part B claims.
Cahaba Safeguard Administrators, LLC
Cahaba Safeguard Administrators is also headquartered in Birmingham, Alabama. It was founded in 2002 to provide Medicare fraud prevention. It is one of 12 contractors under the Centers for Medicare and Medicaid Services.
Blue Cross Blue Shield of Alabama Services
The Blue Cross Blue Shield of Alabama is the most significant health insurance provider in Alabama.
Besides its Birmingham headquarters, BCBSAL operates several satellite offices and service centers across Alabama.
The company offers extensive health insurance coverage to individuals from over 20,000 companies and businesses in the state.
These include Alabama’s largest corporations and numerous small and medium-sized business enterprises.
The company uses the best available talent to provide excellent value and service to its policyholders.
The BCBSAL aims to serve customers through value-centric quality products and services. The BCBSAL is called the “caring company” because it focuses on people-driven business ethics.
Conclusion
The Blue Cross Blue Shield of Alabama is the state’s leading health insurance provider and the most prominent administrator of insurance claims in Alabama.
The company is also a significant employer in the state. As an Alabama resident, you can receive affordable and efficient medical insurance coverage through BCBSAL.
To learn more details, such as eligibility criteria and the application process, you can visit the BCBSAL official website by clicking on this link https://www.bcbsal.org/web/.
See Also
Blue Cross Blue Shield of Michigan
Illinois Blue Cross Blue Shield
Blue Cross Blue Shield IVF Coverage
ARVO Foundation for Eye Research
Best Sonography Grants in Alabama
Small Business Grants in Alabama
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