Blue Cross Blue Shield of Mississippi

Blue Cross Blue Shield of Mississippi – Overview

Blue Cross Blue Shield of Mississippi is a nonprofit organization with a vision to improve the overall health of Mississippi. They are committed to offering great leadership and funding for different long-lasting initiatives to improve the community’s well-being.

Blue Cross Blue Shield Mississippi

Blue Cross Blue Shield of Mississippi was founded in 1929. It offers multiple health coverage options to federal employees, retirees, and their families.

Over 55,000 pharmacies are in their network nationwide, where you can easily fill your prescriptions. Members also benefit from their mail-service pharmacy program, which delivers prescription drugs to your doorstep.

With Blue Cross Blue Shield of Mississippi, you can receive the following benefits –

Here, you can receive free preventive care, such as flu shots, annual physical checkups, nutritional counseling, and career screening.
The availability of free Teladoc visits and the services covered can vary; this information should be verified with the most current member benefits documentation.
Blue Cross Blue Shield of Mississippi provides international coverage through the BlueCard Worldwide program.
They have multiple wellness incentives to motivate you to care for your health.
You may receive access to their preferred provider network, which has more hospitals, doctors, and specialists than any other network.

What is FEP?

Blue Cross Blue Shield of Mississippi – What is FEP

The Federal Employee Program (FEP) is offered by the Blue Cross Blue Shield Association nationwide.

FEP Dental

Eligible candidates and their families can receive the BCBS FEP Dental coverage plan at Blue Cross Blue Shield of Mississippi. Oral health is very important for maintaining overall physical health.

The FEP dental program covers federal employees, eligible retired uniformed service members, and retirees. With this plan, you can receive preventative dental care benefits.

You can receive the following benefits with BCBS FEP dental coverage –

Three free dental cleanings every year and free in-network preventive care
No deductibles for some of their in-network services, including root canals and fillings
They offer access to health and wellness discounts with Blue 365
Some of their benefits may work overseas

FEP Vision

BCBS vision coverage offers multiple benefits to ensure your eyes are perfectly healthy.

This program is for federal employees, retirees, eligible retired uniformed service members with a TRICARE health program, and their dependents.

With the BCBS FEP vision plan, you can receive the following benefits –

Every member can receive comprehensive vision exams for free
A sizable, completely enclosed, private collection of frames
Some of their benefits work overseas
You can receive multiple health and wellness discounts from Blue365
A $200 frame allowance with our High Option, which fully covers the frames at around 90% of national shops
Here, you can connect with more than 117,000 providers, including Visionworks, Costco, LensCrafters, Walmart, Sam’s Club, Pearle Vision, Target Vision, and more.

Medicare

If you are 65 or older, you can receive their Medicare service. Individuals who are under 65 but have certain impairments like renal failure or ALS can also apply for this program.

For most people, the initial qualifying period starts three months before their 65th birthday and expires three months after that.

If you don’t sign up for Medicare Part B when you first become eligible, you could have to pay a late enrollment fee (the late enrollment fee is for life).

Medicare is primary coverage for individuals aged 65 and over or those under 65 with certain disabilities. However, you may receive additional benefits when you combine your Medicare plan with FEP coverage. Together, Medicare and FEP can save you from multiple high-cost medical treatments.

For Medicare Part A and Medicare Part B, you can receive the following benefits –

Primary care visits
Surgery
ER
Physical Therapy
Specialist visits
Lab work

By combining FEP and Medicare, you may receive the following services –

Hearing aid
Acupuncture
Dental Care
Overseas Coverage
Routine foot care

Healthcare Providers at Blue Cross Blue Shield of Mississippi

Blue Cross Blue Shield of Mississippi’s Medicare department has a healthcare provider network. These providers work according to the assignments and payments of the Medicare system.

However, if you combine Medicare and FEP, you can visit any provider within the FEP network, even if they are not connected to the Medicare network.

There are three different types of providers at Blue Cross Blue Shield of Mississippi –

Participating Providers

A participating provider is someone who accepts Medicare’s assignments. When you visit a participating provider, FEP may pay the difference between what Medicare pays and what you owe the provider. This rule applies to any services covered by FEP and Medicare.

Non-Participating Providers

Non-participating providers are allowed to choose to accept Medicare assignments. However, they can see patients with Medicare coverage.

Providers not accepting Medicare’s assignments can charge a limited amount for their services. They can only charge 15% over the amount approved by Medicare; this is called the limiting charge.

Opt-Out Providers

An opt-out provider is someone who does not participate in the Medicare program. The limiting price does not constrain them. Before choosing your provider, you must ensure they are a part of the Medicare program.

You may have to sign a contract before taking any service from an opt-out provider. If you sign these contracts, you may not receive any coverage from Medicare.

Conclusion

Blue Cross Blue Shield of Mississippi offers multiple healthcare coverages for people of different ages and backgrounds. These coverage plans allow you to receive the best healthcare at a very affordable price.

Grants for Medical

Blue Cross Blue Shield of Mississippi