Information and updates about Medicare, Medicaid and other state and national health insurance plans provided by the Government
If you have Original Medicare, you may have noticed it does not cover everything, leaving you with copays, coinsurance, and deductibles. Medigap, or Medicare Supplement Insurance, exists to…
This is one of the most consequential and misunderstood questions in all of Medicare, and getting the answer wrong can cost families tens of thousands of dollars. The…
Mental health care is a real and covered part of Medicare, and the coverage recently expanded in an important way. Medicare covers care across all its parts, from…
An ambulance ride can be a genuine emergency and, later, a genuine shock when the bill arrives. Medicare does cover ambulance transport, but only under specific conditions, and…
Planning for long-term care is one of the most important financial decisions older adults and their families face, and it starts with a hard fact: Medicare does not…
Medicare added acupuncture coverage in 2020, but the benefit is narrow and specific: it covers acupuncture only for chronic low back pain, and nothing else. If you are…
A cancer diagnosis brings enough worry without adding confusion about coverage, so here is the reassuring headline: Medicare covers cancer treatment broadly. The catch is that the coverage…
If chronic migraines are ruling your life, Botox can be a genuine treatment, and Medicare does cover it, but only for the right kind of migraine and only…
Keeping track of your blood pressure at home is one of the most useful things you can do to manage hypertension, and Medicaid often covers a home monitor.…
A painful bunion can make every step uncomfortable, and the good news is that Medicare covers surgery to correct it when it is medically necessary. This surprises some…
Osteoporosis often has no symptoms until a bone breaks, which is why a bone density test can be so valuable, and Medicare covers it as free preventive care…
A colonoscopy is one of the best tools for catching colorectal cancer early, and Medicare makes screening free. But a longstanding quirk, a surprise bill when a polyp…
If you assume Medicare covers birth control the way most private insurance does, it is worth knowing that it does not. Medicare was never designed around contraception, so…
Hearing aids routinely cost $2,000 to $6,000 a pair, so whether Medicaid pays for them matters enormously. For children the answer is the same everywhere: yes. For adults…
Medicare Part B covers CPAP therapy for people diagnosed with obstructive sleep apnea, but the coverage comes with conditions: a trial period, a requirement to actually use the…
Good news if you need physical therapy: Medicare Part B covers medically necessary outpatient physical therapy, and the old hard dollar limit on therapy is gone. You do…