Does Medicaid Cover Hearing Aids? – Overview
Hearing aids are one of the most common public health issues. Those with Medicare and Medicaid health insurance can resolve their issues with hearing aid coverage under the health insurance. Do Medicaid cover hearing aids?-
This is the most common question asked by those who have Medicaid health insurance. The answer lies within this post.
What is Medicaid?
Medicaid is a Federal and Government Health Insurance program designed for low-income families and special communities of the Citizens of the US. The insurance provides free or low-cost medical services to eligible people.
State governments have to follow the regulations set by the Federal department under their policy for those who have availed the Medicaid Health Insurance.
So the answer to your question “Does Medicaid cover hearing aids?” is depending upon the state where you live in.
Many states in the US provide coverage for hearing loss; however, some states don’t follow this pattern. So it depends upon where you live. Let’s collect some more details about this insurance.
Medicaid for Hearing Aids
Medicaid doesn’t provide coverage for hearing aids, fully in most cases. The ability to get coverage for hearing loss through Medicaid is also different from state to state. You can get coverage for basic things related to hearing aids such as for the test of hearing aids.
Medicaid Health Insurance has different categories, each category provides a different set of benefits.
Those who are suffering from hearing loss problems can have a poor quality of life. They can’t deal with day-to-day activities and have to suffer a lot due to this inability. Well, there are many ways to repair hearing loss issues. The Federal Government doesn’t put any bounds with the hearing aids.
However, the states government change their rules and regulations under Medicaid Insurance every three years.
For that reason, you need to check the hearing aid coverage for your state government’s website.
Here, we have prepared a list of States which offer Medicaid Coverage for Hearing Aids. Check out the list and see if your state’s name is mentioned there!
Coverage under Hearing Aids: List of States
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Dakota
- Rhode Island
- South Dakota
This is the list of states which provide you coverage with Medicaid for hearing aids. If you live in any of the above-listed states and have Medicaid, health insurance, you can get coverage for hearing aids under Medicaid from the State Government.
You need to discuss the same with the authority before you go for any kind of treatment with Medicaid Insurance.
Make sure to check about their policies and what type of coverages you will be provided with from their official websites.
Medicaid doesn’t follow general guidelines as it is depending upon the state governments. So the rules and regulations may vary and the process to get coverage for hearing loss or to recover from hearing problems may vary. Your doctor would tell you more about the same.
There are some states where you will be provided with full coverage to recover from your hearing problems. While in some states, the coverage will be depended upon the hearing loss levels from low to moderate.
If you live in a different state which is not listed above, then you should start looking for other financial options available for you for hearing aids. Let’s check out what are the different options available for you.
How much do Hearing Aids Cost?
Hearing aids are the most advanced thing designed for humans who have lost their ability to hear naturally. Hearing aids are quite expensive and not affordable for everyone.
Yes, you heard that right. The cost of hearing aids may vary from state to state as there are many types of hearing aids present from different types of manufacturers.
An ideal cost for hearing aids is between $1,000 to $6,000 per ear. The cost of the hearing aid is depending upon how they are made and which technology the manufacturer has used to design them.
If you go with the latest technology, then you will be charged extra for that. You can get suitable hearing aids from the market as per your pocket size. If you have enough money in your pocket, then you can get the most advanced pair of hearing aids for your ears.
Financial Assistance for Hearing Aids
Not everyone can afford even the $1,000 per ear hearing aids. And for that reason, they always look for some financial support so that they too can hear things easily. For those who can’t afford to buy a pair of hearing aids, here are some options available for you.
1. Financial Assistance from Government Programs
Several government programs provide you coverage for hearing aids other than Medicaid. Veterans can get discounts on hearing aids through the Veterans Affairs Department. Medicare can provide some relief for physical examinations and all.
See also Does Medicare Cover Hearing Aids
CareCredit health care, financial provides coverage for diagnosis and other services for hearing loss problems. You can get some financial assistance through this program as well.
3. Nonprofit Organizations
Many Nonprofit Organizations provide financial assistance to the needy. NGOs such as The Hike Fund, Audient, The National Hearing Aid Project, Starkey Hearing Aid Foundation, and many others are providing financial help to the needy.
If the applicant meets the criteria set by the organization, he can receive financial aid as per the criteria.
Some NGOs provide full coverage for hearing aids, while some NGOs provide half the discount on the hearing aids.
4. Financial Assistance from Private Entities
You can also get financial assistance from private institutions such as banks and other entities. Private organizations also provide financial support to low-income families at low-interest rates.
Does Medicaid Provide Coverage for Children for Hearing Aids?
Children aged 21 and below enrolled in Medicaid can have their hearing aid services covered under a special program named EPSDT i.e.
Early and Periodic Screening, Diagnosis, and Treatment Program. This program is for every citizen under the age of 21 who has enrolled for Medicaid irrespective of the state they live in.
Medicaid does provide coverage for hearing aids but not fully. You can get coverage as per the state’s rules under their policy. Make sure to check if the state you live in is listed in the above list.
Get all the information about Medicaid and its coverage before you go for the treatment. Understand the state’s rules, know about what type of coverages are included, etc.
We have also enlisted other financial options available for you to try out if your state doesn’t provide you coverage for hearing aids.
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