Federal Grants for Single Mothers – Overview
Federal grants for single mothers can be used for several purposes, such as going back to school, starting a new business, or buying needed items. Grants are a great way to get some additional income to those with the highest financial need levels.
Raising a child is indeed expensive in the United States, especially for single mothers. Pursuing higher education and meeting the costs of bills at the same time is financially difficult and challenging. Fortunately, federal grants for single mothers can be utilized in such circumstances. There are many grants available that help with utility bills, rent, child care, medication, education, housing, etc. These financial assistance programs assist single mothers who do not meet specific income requirements.
Federal Grants for Single Mothers – Benefits
Federal grants for single mothers have played an important role in supporting single-mother families. These grants can be used for utility assistance, medical needs, insurance, home repair, and, most importantly, bettering education. Nowadays, education is important for growth, and without support, often many single moms could not afford the expense of educating themselves. The government encourages single moms to take advantage of grants that are available to them.
Being a single mom doesn’t mean you have to sacrifice your needs to give your children the best. Various grants can help you buy a home, start a business, or get by on your everyday financial needs.
Federal Grants for Single Mothers – Where to Apply?
Getting a grant can be difficult; however, there is no hard and fast way to apply for a single mother grant. You can apply for as many grants as possible as this approach maximizes the chances of qualifying for more than one grant. Once qualified, you get the amount shortly.
Several federal grants help single mothers come out of their financial worries. Let’s discuss them!
The Federal Pell Grant
The Federal Pell Grant is America’s largest student aid program. It provides grants to the neediest students up to $6,345 to attend college.
This grant offers single mothers with limited means to “go back to school” to re-enter the workforce. The most amazing thing is that it is free money which means the amount need not be repaid.
To apply for a Pell Grant, It is important to first complete a Free Application for Federal Student Aid (FAFSA) and submit it before the deadline preceding the year you need aid.
For more information on Pell Grants, visit https://www.grantsformedical.com/pell-grants-for-single-moms.html.
Federal Work-Study Program (FWS)
FWS is a federally subsidized financial aid program that offers single-parent students an opportunity to earn money while doing part-time work in their chosen field of study.
Single mother students can work up to twenty hours weekly and get a monthly paycheck for educational expenses. However, this “earn-while-you-study” option works only if you have minimal living expenses and have family support to meet your child care needs.
For more information, visit https://www2.ed.gov/programs/fws/index.html.
Small Business Grants
Government grants for single mothers starting a small business are available; however, they are limited and are often competitive.
You can search for these grants at Grants.gov. To view grants specifically for small businesses, filter the results on the left side of the page, or you can connect with the Women’s Business Center for local resources.
Temporary Assistance For Needy Families (TANF)
TANF helps low-income families achieve self-sufficiency through short-term financial assistance and work opportunities.
There are two types of TANF grants, namely “family” grants and “child-only”. Child-only grants are designed to consider the child’s needs, whereas “family grant provides a small cash amount every month for food, clothing, shelter and other essentials.
A non-working single mom with children under 19 is eligible for assistance under TANF. For more information, visit https://www.acf.hhs.gov/ofa/help.
Diversion Cash Assistance (DCA)
The DCA provides alternative assistance for single mothers in times of emergency. Single mothers who qualify receive a one-time grant of up to $1,000 to deal with emergencies.
Women, Infants and Children Program (WIC)
WIC is a nutrition program that offers free foods to pregnant women, new mothers, and children under five years. Eligibility is determined by nutritional risk and incomes. For more information, visit https://wic.fns.usda.gov/wps/.
United States Department of Agriculture (USDA)
The USDA provides loan programs that offer housing assistance to single moms. The money can be used for closing costs, repairs, refinancing, household equipment, and more. For more information, visit https://www.usda.gov/topics/rural/housing-assistance.
There are special grants available for moms with a disabled child.
Being a single mom is a challenging situation. Most women are forced by circumstances to take care of their children alone and, in doing so, give up their dreams of having careers or getting a college degree. They put their desires aside because finances are often tight. However, federal grants for single mothers allow them to have access to their desired goals. So check out these grants and apply today!