Maternity Leave Grants – Overview
Motherhood is one of the most amazing feelings in the world. It is one of the most memorable moments in the lives of couples, especially women.
The birth of a child brings intense joy to the entire family. A new addition to the family is welcomed with excitement and joy everywhere.
However, working mothers in the U.S. often face a dilemma when applying for medical leave for the upcoming childbirth.
Working women have to compromise with their salaries when preparing for the birth of their child with maternity leave.
This becomes a serious issue, especially if the pregnant woman is a single mother and works to support the family. An unpaid leave that can last for longer than 10 weeks can form a large dent in her savings.
According to statistics, 40% of women working at the deferral level don’t qualify for the Family Medical Leave Act (FMLA) that grants 12 weeks of protected but unpaid job leave. In the private sector, only 12% of women have access to any paid maternity leave.
As there are no federal regulations mandating maternity leaves, it is left to the discretion of the individual state governments to decide on it.
Due to the job being important, it is estimated that an out of 4 women is forced to work as close till 2 weeks before their childbirth, just to support the family.
This is often a difficult time for the mothers and the rest of the family as well.
The joy of childbirth is often clouded by the prospect of the loss of income despite the increasing needs during and after childbirth when the mother is on unpaid maternity leave.
This is where maternity leave grants come as a saving grace. These financial aids are meant to help new parents to cope with the stress of increasing expenses before, during, and after childbirth.
Why are Maternity Leave Grants Needed?
Working women are truly an enormous part of our national workforce, whether in the public or private sector.
Millions of women work hard and maintain the perfect balance between career and family.
They are responsible for not only helping to support the family by earning their share of income but also have the noble responsibility of nurturing and giving birth to a child.
Unfortunately, due to lax maternity leave and grant regulations by the federal and state governments, the 12-week unpaid leave becomes more of a burden than relief for the entire family as it disrupts the budget and their hard-earned savings.
The reason why maternity leave grants are important is that it offers support at the time of childbirth and the first few weeks in the form of financial grants. Every parent is aware of the way the expenses increase multifold with the birth of a child.
From hospital and medical bills to diapers and other essential baby items, the list goes on and on. At such times, many parents often have to break apart their savings or resort to a medical loan.
Medical loans, if you are fortunate enough to receive, come at a hefty interest rate which becomes another burden in the future.
However, several nonprofit organizations and philanthropists offer maternity leave grants to single mothers and unemployed couples too.
Which is the Best Way to Get Maternity Leave Grant?
There are numerous nonprofit public welfare organizations and even research institutes, and several other philanthropic organizations that are focused on helping new parents and improving family lives.
Every funding organization has its specific criteria that decide to grant finances for maternity leave for working women.
Essentially, funding organizations try to determine the most deserving cases. Hence, when applying for maternity leave grants, make sure to attach the details of expenses for medical treatments and tests during the pregnancy.
You should also be prepared to share limited personal and financial information which can convince the nonprofit organizations to give you maternity leave grants so that you can have relaxed childbirth and enjoy the company of your loved ones without having to worry about the growing expenses.
You can choose to consult with gynecologists as they are often aware and familiar with such funding organizations.
Alternatively, you can also perform a quick Google search on the internet and find the details of nonprofit organizations that can provide maternity leave grants at the location nearest to you.
Wrapping it Up
A maternity leave grant is one of the best and most efficient ways for single mothers and unemployed couples to seek financial aid in making their childbirth experience less stressful and easier.
Always ensure to provide only accurate information and details about your medical and financial conditions so that your application for maternity leave grants is accepted successfully.