Single Mothers Grants in Indiana – Overview
Single mothers face numerous challenges in day-to-day life. To ease the financial burden, several government and private grants and aids are aimed at helping single mothers in Indiana. Numerous assistance programs for single mothers help with housing costs, energy bills, free food, mortgage payments, affordable healthcare, and more.
If you are a single mother in Indiana and searching for financial grants, then this article will help you.
Financial Aid for Single Mothers in Indiana
Here are the various financial grants and assistance programs that help single mothers in Indiana improve the quality of life for their families:
1. For Emergency Cash
These are some of the most popular programs that help low-income families, including single mother households in need of emergency cash for eligible expenses:
TANF (Temporary Assistance for Needy Families)
The Temporary Assistance for Needy Families (TANF) program in Indiana offers cash assistance for eligible families, especially those with children under 18 years. TANF aims to help low-income and single-parent families to achieve economic stability.
If you are eligible for TANF as a single mother, you can expect to receive USD 288 monthly.
The main eligibility criteria to qualify for TANF aid include:
- Being a US citizen
- Being a resident of Indiana state
- Having children under the age of 18 years
- Having valid Social Security numbers
- Family having assets valued at less than USD 1,000 (except housing)
- Underemployed or unemployed with low to very low income
To apply for the TANF emergency cash assistance program, you can follow the link to the official website here https://fssabenefits.in.gov/bp/#/.
2. For Housing
Multiple assistance programs in Indiana can help single mothers find and keep affordable housing.
IERA (Indiana Emergency Rental Assistance)
The Indiana Emergency Rental Assistance (IERA) program is operated by the Indiana Housing and Community Authority for emergency rental assistance.
Some of the qualifying criteria include:
- The sale price of the house should be below the federal acquisition limit
- Required to be first-time buyer (exceptions for certain areas)
To learn more details about Indiana Emergency Rental Assistance (IERA) program for single mothers in Indiana, you can check out the official link here https://www.in.gov/ihcda/homeowners-and-renters/rental-assistance/.
Public Housing / Housing Choice Vouchers (Section 8)
Low-income single-parent families are eligible to get affordable housing and vouchers to pay their rent from the U.S. Department of Housing and Urban Development.
Under this program, the tenant can pay between 30% and 40% of the total rent for rent and utilities from their monthly adjusted gross income. The housing voucher covers the remaining balance.
Some of the main eligibility criteria for Public Housing and Housing Choice Vouchers are:
- Being a resident of Indiana
- Having income less than 50% of the median income for the county
- Not residing in Marion County or Indianapolis
To learn more about receiving housing choice vouchers to pay your rent, you can visit the official website here https://www.in.gov/ihcda/homeowners-and-renters/section-8-housing-choice-vouchers-hcv/housing-choice-vouchers/.
3. For Mortgage
Single mothers in Indiana can choose from several programs that help low-income families with mortgage payments.
IHAF (Indiana Homeowner Assistance Fund)
The Indiana Homeowner Assistance Fund (IHAF) is a federal welfare program aimed at helping homeowners affected by the COVID-19 pandemic and facing issues with property and mortgage expenses.
If you qualify for IHAF assistance, then you can spend the amount received for several purposes, including:
- Paying ongoing monthly mortgage payments
- Paying outstanding monthly mortgage payments
- Paying outstanding escrow items, such as HOA fees, insurance, and taxes
To be eligible to receive IHAF assistance, you need to qualify for the following criteria:
- Being a resident of Indiana
- Demonstrate the impact of COVID-19 (job loss, loss of work hours, reduced income, etc.)
To apply for IHAF assistance for property and mortgage payments, you can fill out an online form at the official website here https://haf.877gethope.org/.
4. For Energy Bills
The state of Indiana offers several programs that help single mothers cope with rising energy bills.
LIHEAP (Low-Income Home Energy Assistance) Indiana
Indiana’s Low-Income Home Energy Assistance (LIHEAP) program offers a one-time annual benefit and covers home energy bills. This is provided that you are about to be disconnected or are disconnected. However, The Energy Assistance Program (EAP) will not cover all energy costs.
To qualify for the benefits of LIHEAP and receive help paying off energy bills, you need to fulfill the following criteria:
- Being a U.S. citizen, or legally-admitted immigrant
- Being a resident of Indiana
- Having a total gross household income lower than 60% of the state median income level
- Meeting certain income qualifications
To learn more details about LIHEAP and applying for it, you can check out the official website here https://ihcda.rhsconnect.com/portal/.
5. WAP (Weatherization Assistance Program)
The Weatherization Assistance Program (WAP) in Indiana basically helps to reduce your energy expenses by making your home more energy efficient. There is a waiting list for new applicants. But once you qualify, an auditor will assess your property and also install appropriate energy-efficient upgrades. Making your house more energy-efficient can help you save around USD 430 annually in energy bills.
Some of the weatherization upgrades that are installed under WAP to make your house more energy-efficient include:
- Sealing air and ducting
- Insulating wall, floor, and attic
- Lighting efficiency
- Ventilation, heating, and air-conditioning upgrades
- Insulating hot water tank
- Installing water conservation devices
To be eligible to apply for assistance with WAP, you will need to prove that your family is at, or below 200% of the state’s poverty level.
6. For Medical and Dental Insurance
Single mothers in Indiana also have access to medical and dental insurance assistance from several different programs.
HRSA (Health Resources and Services Administration) in Indiana
The Health Resources & Services Administration (HRSA) in Indiana offers funds to healthcare centers to provide free or affordable health and dental care. This program aims to help low-income individuals and households, such as single-mother families, receive high-quality and affordable health care and dental care.
Different sets of eligibility criteria exist at different healthcare centers, so you must enquire about particulars at the center.
To know the nearest HRSA health center around you, check out the search tool here https://www.findahealthcenter.hrsa.gov/.
These are the top grants for single mothers in Indiana in 2023. Many more grants and financial assistance programs run by the state and federal governments help single-mother low-income households lead a better quality of life.
I am a dedicated healthcare researcher and an enthusiast specializing in medical grants, medical education and research. Through my articles, I aim to empower healthcare professionals and researchers with valuable insights and resources to navigate these critical aspects effectively.