Grants for Disabled Homeowners – Overview
Grants for disabled homeowners are given to improve the quality of life at home. For many individuals, buying a home is only half the battle because the nature of disability can impact many areas of accommodating.
Home modification for the disabled might require chairlift; grab bars, locks on cabinet doors, etc.
The grants are used to install such safety equipment at home that will ensure well-being and comfort for disabled people.
Grants for Disabled Homeowners – A Financial Assistance for Safe Home
The federal, state and local housing programs are offered to help:
- Find an affordable place to live
- Modify an existing home for disabilities
- Develop skills to live independently
Grants for disabled homeowners cover the cost of modifications and other expenses. To receive grant money, it is important to demonstrate why you should be granted the benefits over other grant contenders.
Typically with grants for disabled homeowners, you need to fill out a form as per the eligibility criteria. Be sure to check for the requirements and deadlines before applying for these grant opportunities.
Grants for Disabled Homeowners – How to Apply?
The United States government offer grants for home improvements. To qualify for these grants, you need to show that improvements are necessary and you are unable to afford the cost of the improvement.
Some of the tips to apply for grants are:
- Contact your local government office to know about the eligibility requirements and necessary criteria to apply for grants.
- Demonstrate that you cannot afford the cost of repairs.
- Document the proposed costs before proceeding
- The government representative will tell you if you are eligible or not
- Find out the money available with each homeowner through grant programs
- Compile the necessary information and accordingly contact the funding agency to request a grant application
- Include the required documents and proofs with the complete grant application
- File application on time
Grants for Disabled Homeowners – Where to Apply?
Living independently is one of the main goals of individuals with disabilities.
The good news is that there are various grants available to help individuals with special needs with home-ownership, rent and home modifications.
Let’s discuss them!
VA Disability Housing Grants
The U.S. Department of Veterans Affairs offers two grants that only service members and veterans with disabilities can apply for.
- The Specially Adapted Housing grant is given for buying, building and modifying a home that an individual already owns. A person with a qualifying disability can apply for grants awarded each year. Each applicant is eligible for up to 3 grants.
- The Special Housing Adaptation grant is also used for buying, building or modifying a home. However, a family member can own a home as long as the disabled individual lives there. You can apply for up to three grants after meeting the requirements.
To apply, complete a VA form 26-4555, or visit https://www.va.gov/housing-assistance/disability-housing-grants/how-to-apply/
HUD Housing Programs
The U.S. Department of Housing and Urban Development offers grants for disabled homeowners.
- Section 811 Supportive Housing Program
An individual with special needs can apply for rental assistance or capital advances. Capital advances are directed to developers to modify and build multi-family complexes that can be utilized by the disabled community. Project rental assistance provides rental assistance in specific communities.
- Housing Choice Vouchers
This program is the most comprehensive plan offered by the government. It assists disabled people, low-income and elderly individuals to obtain quality housing through federal funds.
To get qualified, applicants must be U.S. citizens with a certain disability. Additionally, they should have a low income that should not exceed 30 percent of the area median income.”
USDA Rental Assistance
The United States Department of Agriculture offers programs to assist disabled persons.
- The Housing and Community Facilities Program gives rental assistance by paying the difference between the total rental rate and the payment you can make. An individual can apply for grants in case the monthly amount of rent is not affordable.
- Rural Housing Repair Grant also is known as Section 504 Home Repair Program is available to homeowners who are 62 years of age. The funds must be used to install new home safety features or must be used to modify existing residences. The loan has a fixed 1 percent rate of interest that has to be paid back within 20 years.
The aim of offering medical grants for disabled homeowners is to improve their quality of life. A disabled person should never feel alone.
The grants ensure that disabled homeowners are comfortable and safe in their dwellings.