Grants for Cataract Surgery – Overview
Paying for cataract surgery out of your pocket can cause financial problems as the surgery itself costs high and is not affordable for low-income families.
Low-income families should search for ways to seek financial assistance.
There are numerous grants for cataract surgery available for those in need.
The financial assistance programs for cataract surgery provide financial aid to low-income families who can’t afford the cost of cataract surgery.
If you are searching for grants for cataract surgery or financial resources to seek direct financial assistance, then this guide will provide you with all the useful resources and programs.
What types of programs are available for Cataract Surgery?
There are many federal programs available for low-income families. The federal grants provide direct financial assistance to the needy on a no-return policy.
Some federal programs provide financial assistance at zero interest. The borrower won’t be asked to pay additional interest on the borrowed money.
Besides this, the state programs and programs organized by nonprofit organizations or foundations can also provide direct financial support to people with cataracts or any other vision-related issues.
By exploring the resources, you can get a low-interest or zero-interest loan or free cataract assistance to remove cataracts from your eyes for free.
Does Medicare Pay for Medicare Surgery?
Cataract Surgery is one of the most common eye problems faced by adults. Aging is the most common cause of developing this problem in older adults.
An eye specialist would suggest whether to go for cataract surgery or not. Depending on the severity of cataracts, an eye surgeon would recommend you to get those cataracts removed through special surgery.
One can avoid cataract surgery by simply wearing antiglare sunglasses or special sunglasses to l limit the exposure to UV light.
However, sunglasses are not enough for some patients as the severity of cataracts in their eyes is high.
Cataract Surgery involves surgical treatment where the patient’s natural lens will be removed and replaced with an artificial lens.
If the patient has cataracts in both eyes, they will be scheduled for separate surgeries on each eye one at a time. Cataract surgery can’t be performed on both eyes at the same time.
Coverage for this surgery is only available if you have Medicare Part- B. The plan comes with many more benefits than the standard Medicare plan.
Medicare Part B covers all outpatient and basic surgery costs. So yes, Medicare Part-B covers all the surgery costs for removing cataracts and you can check to see if you qualify https://www.medicare.gov/.
Things Covered in Medicare Part-B
Medicare Part B is also referred to as Medicare Advantage Plan. Medicare has four different parts from which Cataract Surgery is covered under Medicare Part-B.
The Medicare Part-B covers the following things:
- Diagnosis treatments or tests before the cataract surgery
- Removal of the cataract surgically
- Implantation of Intraocular Lens (Traditional Lens is covered)
- Hospital Stays for any complications faced by the patient
- One pair of eyeglasses post-surgery
- Postoperative exams
The above-listed things are included in Medicare Part-B insurance for patients suffering from Cataracts. The same program provides coverage for other vision-related problems.
Grants for Cataract Surgery
This part includes the available programs and resources that are available for low-income or needy people who seek financial assistance for cataract surgery.
The following list includes resources from both federal departments as well as private organizations.
1. Federal Programs for Cataract Surgery
Federal Programs such as Medicare is provided to older people 65 years or above. This program requires some documentation work to get qualified.
If you come from a low-income family aged 65 years or above, then you can get the benefits of a Medicare facility backed by the government.
Some medicare program offers free cataract surgery, while some give you discounts on the surgery cost.
Besides Medicare, there is an additional government-backed program available for those below 65 years of age to qualify.
The program is called Medicaid, which is another program designed for low-income families. Medicaid is a state program; you have to follow or be bound by the rules set by the state where you reside and the same coverage will be applied to you.
If you do not have coverage of Medicare or Medicaid, then the alternative would be to apply for coverage via a reliable social worker who can provide you with financial assistance.
The Department of Health and Human Services has contacts and all the necessary details about the many state organizations that provide financial aid to the needy.
Search for such social workers or agencies to seek direct aid for cataract surgery.
Moreover, the Department of Health and Human Services has contacts with clinics and hospitals that provide cataract surgery treatment at a low cost.
They also help them with various other resources to fulfill their requirements for money.
2. Financial Assistance from Non-profit Organizations
Besides federal grants and government programs, there are active non-profit organizations and foundations to help those in need.
These foundations and organizations are designed to provide financial assistance to low-income families.
The programs designed by these organizations may have different criteria; however, they are there to help people suffering from vision problems or, we can say, cataracts.
If we talk about nonprofit organizations, then EyeCare America is the most recommended place. They have a set of programs designed for all types of citizens of the country.
The programs include different types of vision treatments, including free cataract-removal surgery.
You need to read out their programs and information thoroughly to seek financial assistance from them.
The other organization that provides financial assistance to low-income families for cataract surgery is Mission Cataract USA.
This exclusive program is there for low-income families who can’t afford to go for cataract surgery. The program is run by volunteer eye surgeons from renowned hospitals and eye-care clinics. They also provide free consultations to their patients.
The Mission Cataract USA program provides a variety of eye-care services, including cataract surgery at low rates.
They provide discounts on expensive surgeries and treatments which make them affordable to everyone.
Low-income families will be guided to seek financial assistance from their networked companies or organizations at low or zero interest rates.
Besides these, there are many other organizations such as preventblindness.org, National Eye Institute, Operation Sight, etc. that provide discounts on cataract surgery to those who can’t afford the surgery cost.
The organizations will ask the applicants to show their income proof and other documents as per their criteria before they provide financial assistance.
Just search for such organizations on the web to find reliable resources to fund your Cataract Surgery cost.
The Bottom Line:
If you have Medicare or Medicaid Insurance, then there is some relief for you. However, those who don’t have Medicare or Medicaid coverage should search for the Grants for Cataract Surgery backed by the federal department.
We have provided all the available resources and active programs that provide financial assistance for cataract surgery.
The programs offered by organizations give you discounts or loans at low interest or zero interest to gain your vision back.