Government Grants for Lasik – Overview
Technology has changed the way how people used to live their lives. Gone are the days when you have to wear sunglasses all the time if your vision got affected. Today, people go for advanced Lasik treatment to correct their lost or imbalanced eye vision. For low-income families, government grants for Lasik are also offered by the Government Sectors and some private sectors as well.
What is Lasik?
Lasik is the most advanced eye surgery used to correct the vision. The surgical treatment aims to fix and adjust the vision of the patients by using the direct laser light. Lasik offers positive results and the cases of lost vision post Lasik laser eye surgery are rare.
How is LASIK surgery performed?
The Lasik surgery was a bit complicated in the past. However, in today’s modern world, we have special devices to perform the surgery. A sharp blade is used to cut down a flap in the cornea to remove the tissues affecting the eye vision by a surgeon.
Laser eye surgery performs under a specialized eye surgeon with the help of an advanced laser device. The laser is used to change the permanent shape of the cornea resulting in adjusted or corrected vision. It vaporizes the unwanted tissues gathers across the cornea. Mostly, Excimer laser is used to treat the eyes with vision problems through this surgery.
If you wear eyeglasses due to bad vision and want to get rid of it, then you should go with the LASIK surgery. The surgery itself costs really high, a common person can’t afford it and for that reason, they have to wear the glasses.
What many of you might not aware of is the government grants for LASIK. You can apply for the grant to treat the vision of your eyes by receiving special grants from the Government. The grants are there to reduce the overall cost for the LASIK surgery. You can get up to 70% discounts or full surgery for free as per your application.
Many of you might have a question regarding the coverage for this surgery under the health insurance plan that you might have opted for.
Does Health Insurance Cover LASIK Surgery?
Health Insurance offers coverage for certain health-related issues. Apparently, health insurance policies don’t cover LASIK surgery. Being an expensive eye treatment that costs above $1,000, you have to pay for the surgery from your pocket even if you have your health insurance covered.
If your health insurance company is offering the coverage for LASIK surgery, then you will be asked to pay extra insurance money for the same. Still, over 98% of such companies do not offer coverage for LASIK surgery for the insurers.
If you do not have enough money for the LASIK surgery but still want to get your eyes and their vision treated, then you can go for the government grants for LASIK. Let’s see how you can get the government grant.
Government Grants for LASIK
Most people don’t want to go for this surgery as it is very expensive. So the first thing that comes into your mind is how can I save money from this surgery? Well, many countries offer a tax deduction for LASIK surgery. This means you can simply get the surgery cost refunded in your account by filling the ITR.
Apart from the Tax Deduction option, almost all companies offer special accounts for such treatments to their employees. The employees have their own flexible spending accounts from which they can get direct loans for such treatments or for personal expenses which they can pay or refund whenever they want with easy EMIs.
Flexible Spending Accounts have special funds for medical expenses. The employees are allowed to borrow a loan or add funds to this account as per his will. It’s a good initiative to help everyone around when it comes to spending money on such expensive surgeries.
Apart from these options, you should also search for the Government-backed hospitals where they provide LASIK surgery and other expensive treatments for absolutely free of cost. For that, you have to attach all the required documents along with the income proof of your family. If you fall into the criteria set by the Government, chances of receiving a grant for LASIK would be high.
Some NGOs and Private Sectors are also working hard to help the needful people who can’t afford the surgery cost. You can also search for such institutions and companies to receive a grant. You have to collect all the required documents including the lab test reports before you apply for such grants.
LASIK treatment has cured millions of patients who were suffering from eye vision problems across the globe. With the latest technology and modern devices, the treatment has become much easier and can be done in a matter of minutes.
You can take your time before going out for the surgery as it is not an emergency procedure. To make it more affordable for you, the government grants for LASIK are available. Search for the suitable grant and apply for it by attaching the required documents.