Home Repair Grants in New York – Overview
The state of New York has over 180 grant programs for home repairs and home improvements. These home repair grants are provided to lower-income individuals and families in New York.
Currently, three main sources provide home improvement grants in New York City:
1. Federal assistance – The Housing and Urban Development (HUD) is the Federal housing agency that provides financial funding to cities, counties and states.
2. State of New York – The New York Department of Housing and Community Development (HCD) is a state agency that offers financial funds to local, county and city organizations in New York.
3. Counties and Cities programs – This organization offers financial grants to help New Yorkers rebuild, repair, and rehabilitate their homes.
You will eventually need to contact and apply for funding at your county and city housing departments.
Eligibility for Home Repair Grants in New York
Generally, anyone living in New York is eligible for a home repair grant. However, certain groups are prioritized over others, such as veterans, seniors, and low-income households. Still, you will need to apply as soon as possible to increase the chances of successfully receiving a home repair grant in New York.
Besides this, every grant program has its eligibility criteria, so check the programs in your area that you are eligible for before applying.
Home Improvements Acceptable through Home Repair Grants in New York
Usually, almost all types of repairs that help to ensure a home is structurally safe and not a risk to the resident’s health can be done with home repair grants.
To be more accurate, here is a list of common repairs and improvements that you can pay for using a home repair grant in New York:
Roof repairs – Grant funds can be used for roof replacement, repair to fix leaks, and even changing the entire roof.
Foundation repairs – There are special foundation repair grants that help with the expenses of repairing foundations.
Windows and Doors – Grant can replace broken windows and outer doors.
Plumbing and Electrical system – Special electric and plumbing grants are available to repair/replace plumbing and electrical wiring at home.
Cooling and Heating system – Some counties and states have special grants such as cooling programs and heating grants to ensure the residents’ comfort according to quality living standards.
Water and Sewer system – Most home repair grants in New York can be used to get water and sewer connections to your town’s system and for digging wells and septic tanks, too, in some cases.
Pipes and Paints – Most home repair grants can be used to remove and change lead and asbestos-coated materials at your home that are considered harmful to your
Home Structure – Several home repair grants are designed to help fix structural problems that can harm the residents.
Top 3 Home Repair Grants in New York
Here is our selection of the top home repair grants in New York to check out:
1. Housing and Urban Development (HUD) Grants
The HUD is a federal agency that funds the cities’, counties’, and states’ housing agencies. There are several types of home improvement programs, from helping with buying a home to renting and funding homeowners for repairs and improvement, among others.
To learn about the different HUD-sponsored home repair grants and programs in New York, you can check out the official link here https://www.hud.gov/topics/home_improvements.
2. State of New York Housing Division Grants
The State of New York presently offers three different types of grants to homeowners for repairs and improvements:
HEAP (Home Energy Assistance Program)
The Home Energy Assistance Program from the State of NY Housing Division helps low-income families and individuals pay for the cost of heating their homes. These grants are provided once per season. Make sure to check out the current eligibility, as the criteria vary from year to year.
WAP (Weatherization Assistance Program)
The Weatherization Assistance Program offered by the State of NY Housing Division helps low-income homeowners and renters with cooling and heating expenses. This grant includes energy-conserving measures and addresses the safety and health issues of the homes.
ReStore Program (for Seniors)
The ReStore Program provides financial aid to senior homeowners (60 years and over). This grant covers the cost of fixing code violations and emergencies that may pose a danger to the residents in their homes. These funds are usually offered through community, borough, and local organizations. Make sure to check the specific ReStore Program on offer in your community before applying.
3. New York City Home Repair Grants
The New York City Authority offers several grants for home repair, preservation, and improvement. These assistance programs are run through all five boroughs. The most popular home repair grants offered by the City of New York are:
1. Parodneck Foundation Grant
The Parodneck Foundation operates the SHARP program, which provides senior homeowners with no or low-interest loans and technical assistance. This aid helps seniors to retain their homes and live under quality living conditions. In a sense, this grant helps seniors avoid insolvency.
Eligibility criteria for this grant require the senior citizen to reside in any one of five boroughs in New York City, be at least 60 years old and have an owner-occupant status to a 1-4 family home for a minimum of 2 years.
To learn more about the SHARP program from the Parodneck Foundation, you can check the official link here https://www.parodneckfoundation.org/schap/.
2. Neighborhood Housing Services Grant
New York City also offers home repair loans. These financial loans are at significantly low interest for homeowners who want to repair their homes. Under this, homeowners can receive up to USD 100,000 at a 3-6% for 1-4 unit homes. This grant is available to residents of Brooklyn Borough.
These are the most popular home repair grants for New York City. Most of these financial assistance programs aim to improve the homes of low-income individuals and families. Some of these grants are aimed at specific groups of people, such as seniors and veterans, etc.
Many of these grants may not be eligible in all areas of New York, so make sure to apply for grants provided to residents of your borough or neighborhood.
Home Improvement and Repair Grants US Map (by State)