Home Improvement Grants in Texas

Home Improvement Grants Texas – Overview

Texas is the second-largest US state and, as of the last U.S. Census, has a population of approximately 29 million across an estimated number of households.

About 33.7% of the households have successfully paid off home mortgages. The remaining families are trying their best to pay off their mortgages. Some of them have very limited incomes, and some are without jobs.

Some of those people have homes that require repair, but due to limited incomes, they cannot get the repairs done.

The good news for those people is that they can apply for home improvement grants in Texas, which are meant to help people with limited incomes or without jobs.

Who can benefit from Home Improvement Grants

Home improvement grant programs in Texas prioritize applicants based on specific criteria, including income level, veteran status, disability, age, and other factors, depending on the specific program’s requirements. Otherwise, any Texas resident can benefit from a home improvement grant.

Belonging to any of the mentioned groups is insufficient, as the funds are distributed according to financial need. You can apply for a particular grant to increase your chances of getting it.

However, merely applying for a home improvement grant does not guarantee that you will be able to secure it, as many households send applications for that particular home improvement grant.

Each home improvement grant has eligibility conditions. Check the eligibility conditions of each grant and apply for the ones you are eligible for.

Most people make the biggest mistake of applying for a home improvement grant without reading the eligibility conditions, and their applications are later rejected.

Let’s talk about the available home improvement grant options in Texas.

Home Improvement Grants Texas – Options to Choose

1. Go Repair Grant

Go Repair grant is available for Austin’s low-income families struggling to make repairs. It addresses substandard housing conditions and structural issues. You can use the grant money for the following:

Collapsing floors
Faulty electrical fittings
Plumbing leaks
Decaying roofs

The main objective of the Go Repair grant is to ensure Austin homeowners can safely get around their homes and to make homes more accessible for homeowners with disabilities.

For more information on the Go Repair grant, visit austintexas.gov.

2. Minor Home Repair Grant

The Minor Home Repair Grant is to help homeowners in Austin residents fix conditions such as decaying roofs, collapsing floors, leaking gas pipes, and faulty electrical fittings.

Introducing this grant program will make your home a safe place to live. A grant of up to $5,000 is available to complete the repairs.

Eligibility Requirements:

You must be an Austin homeowner or renter within the city limits
Must be at least 62 years old or severely disabled as per the Americans with Disabilities Act
You must have a gross annual income below 80 percent of the median family income

For more information, visit austintexas.gov.

3. Architectural Barrier Removal

The Architectural Barrier Removal program is for Austin residents to help make their homes accessible for persons with disabilities.

Under this program, the physical elements of a home are modified to make it easier for you to enter, exit, and move around your home. You can receive up to $15,000 for making the architectural modifications.

The work done under this program includes:

Replacing stairs with ramps
Widening doorways
Lower sinks in bathrooms

For more information on this program, visit austintexas.gov.

4. Section 504 Home Repair program

The Section 504 Home Repair program is a federal government program available to all US residents. Under this program, homeowners can receive grants and loans to remove health and safety hazards.

Eligibility Conditions for Section 504 Home Repair program:

Must be 62 years or older (for grants) and not able to repay a loan
Not able to obtain affordable credit
Own a house, and you must be living in it
You have a household income that does not exceed the very low limit by your county

How much money can you get?

The grant amount has been set to $10,000, which must be used to remove health and safety hazards. If your requirement exceeds the grant amount, you can get up to $40,000 as a loan, which has to be repaid.

The Section 504 Home Repair program loans carry an interest rate of 1 percent, with a repayment term up to 20 years.

To get more information on the Section 504 Home Repair program, visit rd.usda.gov.

5. Home Improvements and Structural Alterations (HISA) Grant

The Home Improvements and Structural Alterations grant is a veterans-only home improvement grant. The grant amount can be used for alterations or improvements to a veteran’s home that is medically necessary.

You can use to grant money for:

Construction of an accessible entrance and exit
Construction of a ramp
Improving accessibility to sinks or counters, such as lowering kitchen counters
Making a bathroom accessible
Redoing electrical fitting to facilitate installation of home medical equipment
HISA does not cover improvements like installing security systems, hot tubs, and regular repairs.

Eligibility Requirements for HISA Grant:

– Submit a signed Veterans Application for Assistance
– Prescription from a VA doctor containing the following:

Your name, address, and phone number

The identified structural alteration
Medical diagnosis and purpose you want the alternation for

You can fill out the Veterans application for assistance at www.va.gov.

For more information on the HISA grant, visit www.prosthetics.va.gov.

6. Specially Adapted Housing Grant (SAH)

The Specially Adapted Housing grant is to help veterans who have severe burn injuries or impaired mobility.

The grant money is available for the following:

– Renovation of a current home
– For the payment of the unpaid principal mortgage balance
– Construction of home on a pre-owned land

The money you receive under an SAH grant can be used six times during your lifetime.

For more information on the SAH grant, visit www.va.gov.

Bottom Line:

Taking the help of home improvement grants in Texas is a great way to get the necessary home repairs done. This post provides detailed information on different home improvement grants to make your job easier.

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