Home Improvement Grants California – The state of California is home to more than 39.54 million people. Most of the people living in the state can afford their expenses independently.
The average household income is $61,021 per year, and about 57.50 percent of the total population successfully paid off mortgages on their homes. The remaining population has different reasons for not paying the debt.
The most common reason households give for not paying the debt is that they don’t have enough money. They can take the help of home improvement grants to pay off mortgages on their homes.
Home Improvement Grant- What is it?
A home improvement grant is monetary assistance to help low-income families in California to do the necessary repairs to their homes.
Both government and private organizations are active in offering home improvement grants in California. These grants help low-income families to live a normal life like other residents of the state.
What’s good about home improvement grants is that you don’t have to return the money once the repair gets completed. However, getting home improvement grants is not a cakewalk as you have to do a lot of hard work to get it.
Many people apply for each type of home improvement grant, and only a few successfully get it. However, you can increase your chances of getting the home improvement grant by applying for it.
Let’s discuss the home improvement grant options.
Home Improvement Grants California: Have a look at the Options?
1. Section 504 Home Repair Program
Section 504 Home Repair Program is a government-funded home repair program. Under this program, the government provides rural homeowners and seniors with a fixed income with monetary assistance to repair their homes.
The United States Department of Agriculture looks after this program through the USDA Rural Development department. The program is also known as Single-Family Housing Repair Loans and Grants Program.
Eligibility Requirements for Section 504 Home Repair Program
- You must be a US citizen.
- It would help if you lived in a rural area.
- Not received any other grant.
- You are the owner of the home and must live in it.
- Must have an income less than 50 percent of the median income of households in your area.
- The maximum amount you can receive under this program is $10,000. If your requirement is more than this amount, you have to apply for the Section 504 Loan, where you can get up to $40,000.
However, the amount you get under Section 504 Loan has to be returned, so plan your repair so that the repair amount does not exceed the grant amount.
Get more information about Section 504 Grant, visit rd.usda.gov.
2. Community Development Block Grant (CBDG)
The Community Development Block Grant program is to help low-income and moderate-income households. This grant would be for you if you didn’t receive any CDBG funding directly from the US Department of Housing and Urban Development (HUD).
Eligibility Criteria for CBDG
- You must own and occupy the single-family residence for at least one year.
- Your family income may not exceed 80 percent of San Bernardino County’s median income.
- The property must be within the City of Chino Hills.
- The contract of the repair must be with any licensed contractor.
- You can get this home improvement grant once in 10 years.
You can use the grant amount for the below-listed jobs:
- Door or Window Replacement
- Roof Repair
- Exterior Paint
- Fixing Drainage or Septic System
- Exterior Structural Repair
- Driveway Repair
You can submit your application for this CBDG in person or through mail at the below address:
City Hall, 14000 City Center Drive, Chino Hills, CA 91709
Also, you can send the application through email at [email protected] Do keep the subject as Home Improvement Grant Program in the email.
Get more information on Community Development Block Grant, visit chinohills.org.
3. Residential Rehabilitation Program (RRP)
The Residential Rehabilitation Program is to help low to modern income households in the City of La Habra. Owners of single-family housing and mobile homes located within La Habra’s boundaries are eligible to get this grant.
The primary objective of the Residential Rehabilitation Program is to provide monetary assistance to low and modern-income owners of single-family and mobile homes.
You can use the grant money for only:
- Interior flooring repair
- Electrical repairs
- Health and Sanitation
- Exterior Painting
- Structural repairs
- Correct hazardous structural conditions
- Corrections in building and health code violations
For more information on how to apply and the eligibility requirements for the Residential Rehabilitation Program, visit lahabraca.gov.
4. Senior Home Repair Program
The name of the program indicates that it is for seniors. The Senior Home Repair Program is to help low-income homeowners who are over 62 years of age and are permanently disabled or handicapped.
Under this program, a one-time grant for $1,000 to $15,000 is available for homeowners. The program is on a first-come, first-serve basis, so applicants need to apply earlier to increase their chances of getting this grant.
For more information about Senior Home Repair Program, visit victorvilleca.gov.
Home improvement grants help people with low income repair their homes. This article will find details about different home improvement grants in California. Moreover, each home improvement grant has detailed information to make your job easier.