Best Overseas Medical Insurance in 2023

Best Overseas Medical Insurance in 2023 Best Overseas Medical Insurance in 2023

Best Overseas Medical Insurance – Overview

When you travel abroad, you want to have the best overseas medical insurance. This is essential to ensure that you will get prompt and effective medical care wherever and whenever you need it. There are numerous renowned international health insurance providers you can choose from.

To help make things easier, we have listed the top companies for overseas medical insurance in 2023:

Best overseas medical insurance

Best overseas medical insurances

1 – GeoBlue

GeoBlue offers the Xplore health insurance plan for US citizens living or traveling overseas and also for ex-pats traveling to the US. GeoBlue is an independent licensee of the Blue Cross Blue Shield Association and offers short-term travel medical and long-term insurance coverage worldwide.

The GeoBlue Xplore Plan is a premium health insurance policy and offers an extensive network. You can easily file claims and receive international-standard telehealth services. Policyholders believe that the Xplore Plan is worth the extra money as it takes care of you when you get sick or injured, as the company offers comprehensive coverage and has a helpful staff.

  • Unlimited medical maximum
  • Most comprehensive insurance benefits
  • No need to pay deductibles for standard healthcare services

To know the insurance policy details, quotes and benefits for GeoBlue Xplore Plan, you can visit the official website at

2 – Cigna

Cigna Global Insurance remains one of the leading international health insurance service providers among international travelers and ex-pats alike. Since its foundation, Cigna has been the ideal option for insurance for many people living abroad, as it offers comprehensive medical and health coverage in any country across the globe.

The Cigna Global Plan offers flexible international health insurance benefits. It offers different modules that you can add for specific benefits without needing to pay for it if you don’t use the service. This is just one reason that makes Cigna star on our list of the best overseas medical insurance providers for 2023.

The Cigna insurance plans also have multiple deductibles and cost-sharing options that allow you to customize the cost of your insurance premium extensively. Cigna allows policy-holders to access advanced healthcare services and hospitals worldwide.

  • Choice of three insurance plans – Platinum, Gold and Silver
  • Comprehensive insurance that can be customized for specific needs
  • Round-the-clock customer service is available
  • Complete access to Cigna Global’s international network of doctors, clinics and hospitals

To find more details of Cigna Global health insurance plans, we urge you to visit the official website at

3 – William Russell

William Russell has been providing health insurance for over 30 years and specializes in private insurance in 160 countries worldwide. William Russell provides health and medical insurance for individuals, families, and groups.

The insurance carrier offers four plan tiers, with each of these designed for a specific set of needs. These plans offer incredible benefits, including top-quality cancer care coverage or extensive preventive care coverage. The insurance plans are customizable, which also lowers their rates significantly. The company is also renowned for its highly personalized service and its round-the-clock customer support service.

  • Different plans cover inpatient and outpatient procedure
  • Complete cancer coverage
  • Every plan includes the benefits of Medevac Basic and an option to include Medevac Plus coverage.

To learn more details about this insurance company and its insurance plans for overseas travelers, you can visit the official website of William Russell at

4 – IMG

International Medical Group (IMG) is an international insurance company with the widest coverage options. This company offers insurance plans with numerous benefits. For over 20 years, IMG has made its way to the top of the list of renowned international health insurance providers through its various overseas medical insurance plans, travel insurance benefits, and affordable coverage in most countries worldwide. IMG offers insurance coverage to residents and ex-pats in over 170 countries worldwide.

IMG ranks on this list of the best overseas medical insurance companies owing to its wide variety of plans, excellent preventive care coverage, and affordable pricing options that significantly lower your premium cost.

  • Four different plans and additional benefit modules
  • Choice of coverage reflects the geographical area of need
  • Allows you to choose your healthcare provider anywhere around the globe

To find out more details about IMG global insurance plans, premiums, and benefits, you can visit the official website at

5 – Aetna

Aetna is one of the most renowned insurance providers in the US and offers extensive insurance coverage to employers, NGOs, governments, and people. Aetna International has more than 1,000 employees serving its millions of policyholders in most countries across the world.

Aetna offers comprehensive overseas medical insurance coverage, which includes excellent benefits, such as 24-hour assistance, annual/short-term coverage, emergency dental treatment, inpatient/outpatient health care, emergency maternity care, emergency optical treatment, emergency medical evacuation, etc.

The excellent customer service at Aetna is trained to help first-time policy-buyers choose the best-suited plans according to coverage needs. The company offers patients to file claims through multiple methods, such as mobile apps, online dashboards, and email.

  • Comprehensive international coverage
  • Varied insurance plans
  • Optimal and affordable insurance options

To find out additional details of the various insurance plans offered by Aetna, you can visit the company’s official website at

6 – Now Health International

Now Health International is another leading provider of medical insurance for overseas travelers. It offers comprehensive insurance coverage to policyholders who are traveling abroad. The Now Health WorldCare Plan is one of the best medical insurance plans for travelers, as it offers comprehensive benefits, including medical cover for ex-pats in the US.

The Now Health International SimpleCare Plan is ideal for ex-pats seeking extensive medical coverage at an affordable price. The company also scores an A-rating by A.M. Best.

  • Extensive medical coverage abroad
  • Affordable medical insurance plans
  • Comprehensive coverage and benefits

To further details of Now Health International insurance plans and policies, you can visit the official website at


GeoBlue, Cigna, IMG, William Russell, Aetna, and Now Health International rank on our list of the best overseas medical insurance for 2023. It is essential to have comprehensive insurance coverage whenever traveling abroad to ensure that you receive prompt and quality medical attention whenever and wherever you need it.

Make sure to read the terms and conditions of the insurance policies before deciding to buy.

See Also

How to Start an Insurance Company?

Insurance Claims

Podiatry Billing and Coding Guidelines

Best Medical Insurance in Florida

Best Big Pharma Companies

I am a dedicated healthcare researcher and an enthusiast specializing in medical grants, medical education and research. Through my articles, I aim to empower healthcare professionals and researchers with valuable insights and resources to navigate these critical aspects effectively.

Follow us

Leave a comment

Your email address will not be published.