Best Medical Insurance in Florida – Overview
Health insurance is extremely important nowadays as the cost of healthcare increases exponentially. Health insurance coverage helps to pay your medical bills and the cost of health care. However, with so many choices available, new customers can feel dizzy while searching for the best medical insurance in Florida.
To help you make the right decision, we have listed the best medical insurance in Florida:
1 – Florida Health Care Plans
Florida Health Care Plans ranks first on the list of the best medical insurance in Florida. This independent licensee of the Blue Cross Blue Shield Association (BCBSA) has been providing high-quality health insurance plans since 1974.
This insurance provider offers benefits, including out-of-network emergency care with BlueCard and a round-the-clock nurse advice line. In addition, the company also has the Preferred Fitness Program that allows the policyholder and their dependents (family) free access to more than 80 gyms and fitness facilities across Florida.
By buying Florida Health Care Plans, you also receive additional benefits, such as round-the-clock access to doctors, psychiatrists, psychologists, therapists, and other medical doctors, using the Doctor on Demand feature.
In addition, with this insurance, you can access urgent care and behavioral health services without any additional cost, anytime and anywhere.
You can find more details about Florida Health Care Plans and its policies by visiting the official website at https://www.fhcp.com/.
2 – Florida Blue (Blue Cross Blue Shield)
Florida Blue (Blue Cross Blue Shield) is Florida’s second-best medical insurance provider. This is the local Blue Cross Blue Shield network in Florida. This company offers affordable health insurance plans and various health services, such as preventive care and traditional medical coverage.
With this insurance policy, you can get into a personalized online wellness and rewards program called “Better You Strides.” This program allows policyholders to choose the healthy activities they wish to participate in and use their reward points to qualify for affordable healthcare services.
In addition, Florida Blue provides the BlueCard, which is useful for policyholders to receive several in-network benefits, even outside of Florida. However, these out-of-network/state services are meant only for emergency care.
To find out details of insurance plans and policies from Florida Blue, you can access their official website at https://www.floridablue.com/.
3 – Oscar Insurance Company
Oscar Insurance Company ranks third on our list of the best medical insurance in Florida. This company has long been considered an ideal choice for HSA-eligible health insurance plans in the state of Florida.
This company offers the lowest average premium for any HSA-eligible plan, available at just US$ 73 per month for a 40-year-old policyholder.
Oscar Insurance Company is one of the few insurance providers in the state that offers EPO (Exclusive Provider Organization) plans. This makes Oscar a better option for individuals who prefer a specific healthcare provider, as they will likely fall within their network.
To find out details of Oscar insurance plans and policies, we urge you to visit the official website at https://www.hioscar.com/ .
4 – Bright Healthcare
Bright Healthcare also ranks on our list of the best medical insurance in Florida. According to our insurance experts, Bright Healthcare is probably the best choice of insurance provider with extensive family health insurance plans.
Bright Healthcare insurance plans are also extremely affordable, and you can buy a feasible insurance plan for a family of four for just around US$ 1,317 per month.
Bright Healthcare is renowned for its excellent customer service and extremely affordable and extensive family health insurance products. The company also offers an option with four metal tiers to ensure optimal coverage and affordability for insurance policyholders.
To find more details of Bright Healthcare insurance plans and policies, you can visit their official website at https://brighthealthcare.com/.
5 – Molina Healthcare
Moline Healthcare also ranks on our list of the best medical insurance in Florida. It stands out regarding affordable health insurance with its low-cost bronze insurance plans. The premiums and deductibles for bronze insurance plans are extremely low, especially coming from one of the largest insurance providers in Florida.
In addition, Molina Healthcare also offers the lowest deductibles on its bronze and silver plans, as compared to similar insurance plans from other providers. However, you need to know that the company’s insurance plans are strictly HMOs, and you should not expect dental coverage.
However, the low cost of insurance plans makes Molina Healthcare one of the most preferred health insurance policies for low-income and under-served communities.
To find out additional details about Molina Healthcare insurance plans and benefits, you can visit the company’s official website at https://www.molinahealthcare.com/.
This is the list of the best medical insurance in Florida. These insurance providers have been selected based on insurance cost, customer satisfaction, and plan data obtained from various regulatory agencies.
Before buying any health insurance, we recommend you consult with a few providers and find the best-suited insurance plans according to your budget and requirements.