Pell Grants in Kentucky
Pell Grant Kentucky is a financial aid program sponsored by the United States Department of Education to help students pay for post-secondary education.
Pell Grants are available only for students from low-income families or individuals who don’t have funds to pay for their further studies.
The Pell grant serves as the foundation for the student’s financial aid package with add-ons like state awards that help a student to remain financially secure.
What’s good about Pell Grants is that students don’t need to repay (excluding a few circumstances) these after completing their studies.
A Pell Grant is available purely based on a student’s financial need. It is for undergraduate students who haven’t obtained a bachelor’s or a professional degree.
Pell Grants Kentucky – Have a Look at Options?
Pell Grants in Kentucky are available for all US citizens, US nationals, or eligible non-citizens. There are different options to apply for:
Federal Pell Grant
A Federal Pell Grant is for you if you don’t have a bachelor’s degree or a professional degree. However, some of the students seeking certificates as a teacher after graduation also qualify for the grant.
Every student is not lucky to get this grant, and your eligibility is determined by a formula called the Federal Methodology. You have to make sure that you fulfill all other Federal eligibility requirements.
The Federal Methodology formula uses every piece of information you provide in the Free Application for Federal Student Aid (FAFSA).
How much money can I get?
The amount you get under the Federal Pell Grant changes every year. For 2021-2022, the Federal Grant limit was 6,495.
The amount you get will be based on:
- Your Expected Family Contribution (EFC)
- Your education status as a full-time or a part-time student
- The cost of attendance
- Your plans to attend school for a complete academic year or less
Pell Grant in Kentucky is available for a maximum of 12 semesters. The Pell Grant amount will be 100 percent for a full-time student for a traditional academic year.
You are not eligible for more than 600 percent (maximum six years) of Pell Grant funding.
Federal Supplemental Education Opportunity Grant (FSEOG)
Federal Supplemental Education Opportunity Grant (FSEOG) is an additional grant that only a Pell Grant recipient can receive. FSEOG is federal gift assistance awarded to full-time students with the most significant levels of financial need.
The FSEOG grant you can get ranges between $100 and $4,000 per year. This grant is looked after by individual participating schools rather than the US Department of Education.
The funding under FSEOG is limited; thus, the grant will be given only to students who have the most financial need remaining after the Federal Grant.
Get to know more about FSEOG at studentaid.gov.
College Access Program (CAP) Grant
The College Access Program (CAP) Grant is state-funded gift assistance awarded by the Kentucky Higher Education Assistance (KHEAA).
You need to fill out the Free Application for Federal Student Aid (FAFSA) to get CAP Grant. However, filling out the application does not guarantee to get the CAP Grant.
You will receive notification directly from KHEAA if you get lucky to get the CAP Grant. The message will contain details like the amount you are eligible for and the campus where you can use the grant.
CAP Grant is for you, if:
- You are a Kentucky resident.
- You are enrolled at an eligible college at least half-time in a program of at least two years.
- You are Pell-eligible and meet Satisfactory Academic Progress (SAP)
The maximum amount a student can receive under CAP Grant for 2022-2023 is $5300 for full-time enrolment. A minimum enrolment of six hours per semester is mandatory to get CAP Grant.
Note: Baccalaureate degree holders are not eligible for CAP Grants.
Get to know more about CAP Grant at kheaa.com.
Children of Fallen Heroes Scholarship
To get the Children of Fallen Heroes Scholarship, you must be a Pell Grant-eligible student whose parent or guardian has died in the line of duty while serving as a public safety officer.
Also, you must be Pell-eligible and be less than 24 years of age or enrolled at an institution of higher education when your parent’s or guardian’s death.
To check whether you are eligible to get the Children of Fallen Heroes Scholarship, contact [email protected].
Pell Grants in Kentucky can be an option for students who want to study further but are running short of funds.
This post provides detailed information about the different Pell Grants available in Kentucky. Don’t miss out on reading the same.
Higher Education Emergency Relief Fund