Medically reviewed by Elizabeth Mbata, MD. Last reviewed July 2026.
A mommy makeover in Los Angeles typically costs $18,000 to $35,000, with premium Beverly Hills practices charging $30,000 to $45,000 or more. Nationally the average is closer to $20,000. It is a combination procedure, usually breast surgery plus a tummy tuck, and combining them in one operation is genuinely cheaper than having each done separately. But that saving comes with a real trade-off in longer surgery time and higher complication risk, which is the part that matters for your safety. It is cosmetic, so insurance does not cover it, with one possible exception. Here is what to know.
What a Mommy Makeover Is
The term describes a combination of procedures addressing changes after pregnancy, tailored to the individual. The typical components are breast surgery, either augmentation, a lift, or both, and a tummy tuck, often with liposuction added.
There is no fixed definition, so what one surgeon includes may differ from another. The scope you agree drives both the cost and the recovery.
What It Costs
| Location | Typical total cost |
|---|---|
| National average | Around $20,000 |
| Los Angeles, uncomplicated | $18,000 to $35,000 |
| Premium Beverly Hills practices | $30,000 to $45,000 and up |
The surgeonās fee is only one part of the total. The full cost also includes anaesthesia, the facility fee, compression garments, laboratory tests, and follow-up visits. A quote that lists only the surgeonās fee is incomplete, and prices vary widely by market and by how much is being done, so always get an itemised written total.
Why Combining Costs Less, and What It Costs You
This trade-off is the heart of the decision.
The saving is real. Doing the procedures together means one anaesthesia session, one facility fee, and one recovery period, which is cheaper than paying for each separately and consolidates your downtime into a single stretch.
The risk is also real. A longer single operation raises the chance of complications, including bleeding, infection, blood clots, and problems with wound healing, and it means more anaesthesia exposure. Longer operating time is an established risk factor for complications in surgery generally.
The sensible balance is to be cautious about combining too much in one session. A reputable surgeon will decline to do everything at once if the total operating time would become unsafe, and that caution is a good sign rather than an upsell.
Insurance
A mommy makeover is cosmetic, so it is not covered by insurance.
There is one possible exception. If a component is independently medically necessary, most commonly a breast reduction for documented back and neck pain, that specific part may be covered. In that case it is billed separately as a medical procedure rather than as part of the makeover. See our guide to breast reduction coverage if that applies to you.
Financing, and a Trap to Avoid
Since this is elective, financing rather than assistance is the honest route. Common options are medical credit cards, practice payment plans, and personal loans.
One caution worth taking seriously. Medical credit card promotional offers are usually deferred interest, not zero percent. If any balance remains when the promotional period ends, interest is charged retroactively on the entire original amount. The Consumer Financial Protection Bureau has found these products often cost patients more than expected. A fixed-rate personal loan, where the rate is known and interest does not accrue retroactively, is usually safer.
Recovery
Be realistic about the downtime, because combining procedures means one substantial recovery.
The first one to two weeks involve significant soreness, possible surgical drains, and limited mobility, with about two weeks off work for most people. Light activity returns gradually over two to six weeks, with a compression garment worn for several weeks. Full exercise and heavy lifting wait until around six weeks, and final results, as swelling settles and scars mature, develop over months and up to a year.
Safety, Especially in a Bargain-Heavy Market
Los Angeles has both excellent surgeons and aggressive discount marketing, so a few rules protect you.
Choose a surgeon certified by the American Board of Plastic Surgery, not simply anyone advertising as a cosmetic surgeon, which is an unprotected title. Confirm the facility is accredited. Ask about measures to prevent blood clots given the longer operation.
Be wary of medical tourism bargains. Cheaper packages abroad carry documented risks of serious infection and complications, and if something goes wrong the follow-up falls to you at home, at your own expense. Our guide to choosing a plastic surgeon covers verification in more detail.
Mommy Makeover FAQs
How much does a mommy makeover cost in Los Angeles?
Typically $18,000 to $35,000 for an uncomplicated procedure, rising to $30,000 to $45,000 or more at premium Beverly Hills practices. The national average is around $20,000. Ask for an itemised total including anaesthesia and facility fees.
Is a mommy makeover cheaper than separate surgeries?
Yes, because you pay for one anaesthesia session, one facility fee, and one recovery. The trade-off is a longer operation with higher complication risk, so there are limits to how much should be combined safely.
Does insurance cover any of it?
No, it is cosmetic. The exception is a component that is independently medically necessary, most often a breast reduction for documented pain, which may be covered and billed separately.
How long is the recovery?
About two weeks off work, light activity returning over two to six weeks with a compression garment, full exercise at around six weeks, and final results developing over months as swelling settles.
Is it safe to combine all these procedures?
It can be, within limits. Longer operating time raises complication risk, so a good surgeon will cap what is done in one session. Choosing a board-certified plastic surgeon and an accredited facility is essential.
Should I go abroad to save money?
Be cautious. Medical tourism bargains carry documented risks of serious infection and complications, and any follow-up or revision falls to you at home at your own cost.
