4 Medical Loans for Bariatric Surgery

What Medical Loans for Bariatric Surgery are Available?

Medical loans for bariatric surgery help to pay for weight loss surgeries. Although rare, there are also grants available for weight loss surgery by government and nonprofit organizations.

Bariatric procedures and surgeries are necessary for people who are significantly overweight and have been unsuccessful in losing weight with exercise and diet.

These weight loss surgeries are life-changing procedures that reduce the risks of weight-related health problems such as high blood pressure, diabetes, etc.

Medical loans can help you start your road to success towards necessary surgeries.

Medical Loans for Bariatric Surgery – Why Finance Bariatric Surgery Procedures?

It has been noticed that some people cannot lose weight even after medications, exercise, diets, etc. It simply means that their body retains more calories in the form of fat.

The added weight impacts the self-esteem and social interaction of an individual. With time, it can cause severe problems such as sleep apnea, strokes, heart disease and diabetes.

Bariatric surgical procedures often cause hormonal changes and help weight loss by restricting food intake or causing malabsorption of nutrients.

The cost of bariatric surgery depends on factors, such as the type of procedure, location, surgeon fees and the chosen hospital.

The price can be gulp-inducing; however, going into debt for bariatric surgery can be a good option. It is considered a worthwhile investment as it can prevent major health problems and potentially extend life span.

Surgical methodologies are designed, to allow you to regain your health and live an active life.

The procedure offers a positive impact on the lifestyle of people and usually involves an adjustable gastric band, gastric bypass, sleeve gastrectomy, and biliopancreatic diversion.

Medical loans can make financing bariatric surgery more accessible, though affordability depends on individual financial circumstances. It allows you to save money and get your life back.

Medical Loans for Bariatric Surgery – Manage the Cost of Bariatric Treatments

There are a lot of options available for medical loans for bariatric surgery. Individuals with good credit can apply for personal loans for medical purposes, which may offer comparatively low-interest rates.

The loan amount varies from $1000 to $100,000 and can be granted for as long as seven years. When looking for a lender, make sure you compare all the available options.

Let’s check some of them!

1. CareCredit

CareCredit helps you through any stage of your health journey by offering medical loans to cover the costs of medical procedures. The average cost of Gastric bypass surgery is approximately $18,000 – $35,000, and for Gastric sleeve surgery, it is about $9,000 – $27,000.

CareCredit does not generally have an annual fee but may have late fees.

For more information, visit CareCredit, click on personal loans, and finally, you can find loans for bariatric surgery on medical financing loans.

2. Upstart

Upstart offers medical loans to pay for out-of-pocket health costs or planned medical procedures such as bariatric surgery.

The application process is fast and easy and generally takes one business day after accepting the loans. The average medical loan amount offered is $5,598.43 for 3 to 5 years.

APR amount is between 8.94% – 35.99%. Upstart claims to offer competitive rates for medical loans, potentially lower than some traditional lending models.

For more information, visit https://www.upstart.com/

3. Avant

People with low credit scores who are struggling to get medical treatments can apply for Avant medical loans.

The process is transparent and clear, making it easy to apply. The loan amount usually ranges from $2,000 to $35,000, and the APR ranges from 9.95% to 35.99%.

The loan term is 24 to 60 months, with an administration fee of up to 4.75%.

For more information, visit https://www.avant.com/ and then go to personal loans, where you can apply for medical loans for surgery.

4. LightStream

Find hassle-free medical loans with LightStream. It offers low interest rates to those with good credit scores. The loan amount ranges from $5,000 to $100,000, with 24—to 144-month terms.

The funds are available on the same day of approval, and there are no fees and no prepayment penalty.

For more information, visit https://www.lightstream.com/ and then click on medical funds that take you to the medical financing page.


Bariatric surgery enhances life; therefore, it should be considered to maintain health. Deciding to undergo such a procedure takes time and financial means.

Medical loans for bariatric surgery allow you to move forward with peace of mind, achieving the full benefits of the procedure.

To make the right decision for health, investigate all the available options. Begin your journey to a slimmer life without heavy payments!

bariatric surgery

See Also

Medical Loans for Bad Credit

Lap Band Surgery Cost Without Insurance

Laser Eye Surgery Cost

What is a Mommy Makeover Cost

Current Version
March 26, 2021
Written By
Victoria Abigail Friedland

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