There are Ways to Receive Weight Loss Surgery Grants
If you are looking for grants for weight loss surgery, you are not alone. Who doesn’t want to look good? Over 40% of the world’s population is suffering from obesity.
If you have gained some extra weight and want to get rid of those extra pounds, the natural procedure can take years of time and hard work.
If you don’t want to invest your time, you can go for weight loss surgery. Many organizations offer grants for weight loss surgery to support patients who are short of money.
Most people are looking for grants before they go for the surgery as they give them financial relief that reduces the overall surgery cost.
You must research well and do some homework before getting the grant. If you cannot receive the funding for the surgery, then there are other ways to get it done at reasonable costs.
How Do Weight Loss Surgery Grants Work
Weight loss surgery grants are available through the Weight Loss Surgery Foundation of America, i.e., WLSFA. Charitable organizations offer grants to those who can’t afford expensive weight loss surgery.
Many new organizations have begun recently where patients can get grants for weight loss surgery. They collect funds from different sources and prepare grants for such patients.
Since the foundation has limited funds to spare, candidates applying for the grants must fulfill some basic requirements.
These organizations aim to provide the proper aid to the people who are actually in need of financial support and need medical attention.
If the person can manage the cost of the treatment, he should not apply for the grants and spare them for the ones who need them.
Requirements to Get Weight Loss Surgery Grants
The first thing you need to do is a thorough body check-up. You need to be healthy enough as the surgery involves a lot of things.
Only if you have been approved for the reconstructive surgery of your body can you proceed further to receive the grant.
You can only apply for the weight loss surgery grant if the insurance policy doesn’t include the weight loss surgery cost.
If your insurance policy covers a weight loss surgery (even partially), your application may be rejected.
You must support the program and help the organization raise at least 10% of the funds for the cost so that you can help others with the same program.
Weight Loss Surgery Grants Procedure
Most people aren’t aware of the procedure to get grants for weight loss surgery. Since limited organizations offer grants, candidates must research well before they can go for the surgery.
The first thing they need to do is find the right resource. After that, the candidate must fill in the form with all the required mental and physical health details.
Once applied, you will be invited by the organization for a basic body check-up where a healthcare provider examines the body.
Once a candidate is accepted, only then can he or she go for further procedures to receive the grant for the weight loss surgery.
Grants for Weight Loss Surgery Pre-Qualification Checklist:
- You are in the United States
- You were advised or are physically qualified for medical attention due to weight.
- You do not have insurance that covers obesity treatments (all obesity-related treatments are exempt)
- You cannot afford the bills for weight loss surgery (this includes the inability to borrow the funds you need)
- Your bariatric surgeon must know the terms of grants for weight loss surgery programs and be willing to refer you to an organization.
If you do not have a bariatric surgeon this is a good time to get one. Don’t just call ahead and ask. The best way to get a bariatric surgeon who can refer you for a weight loss surgery grant is to show up in the office that’s near by and ask.
For extremely low-income individuals
Medicaid offers coverage for some bariatric surgeries when the treatment is deemed necessary by the patient’s physician. This is an excellent way for individuals with extremely low incomes and no insurance to get grants for weight loss surgeries such as, gastric bypass, adjustable gastric bypass, sleeve gastrectomy, gastric balloon, and aspire assist surgery.
For low-income individuals
Individual health insurance providers also often offer grants for bariatric surgery when deemed medically necessary.
In addition, two types of subsidies are supported through federal funding, thus making this option an ideal choice for individuals belonging to the low-income category (as defined by their state of residence).
For middle-income individuals
The IRS facilitates reimbursement of medical expenses, which also works as a grant/subsidy for individuals to undergo weight loss surgery affordably.
If we talk about the other options to get weight loss surgery discounts, Charity Care and other Financial Options are also there for the candidates. Let’s collect some useful information about these options.
If you don’t have insurance and are at a certain poverty level, you may receive special grants from the charity care program.
The government offers charity care programs, which such candidates from the nearby hospital can avail. The candidates must submit all the legal documents to get charity funds for weight loss surgery.
It starts with the financial application, which needs to be submitted at the hospital by the applicant who wants to go for the weight loss surgery.
The hospital would also like to know about the referring doctor’s name. The candidate must fill in all the information during the application process.
The Charity Care Programs may vary from hospital to hospital. You can apply for charity care at some other hospital if your application is rejected.
This includes financial help from friends and relatives who can raise the required funds for the surgery, which you can pay in easy installments.
Apart from the direct help, you can also borrow a loan from the financing services for the surgery. You can deduct the surgery cost when filing the income tax.
The weight loss surgery cost is very high and it is nearly unaffordable for the common people.
The reason behind going for weight loss surgery is to reduce the risk of life-threatening diseases such as diabetes, high blood pressure, heart-related diseases, and more.
Grants for weight loss surgery will be easily available, just like the grants for oral health in the coming months.
Thankfully, many resources are available to support you with the surgery even today. The only thing you need to do here is explore the market well.
Contact your family physician, who can guide you well about the different grants and discounts offered by the government and organizations.