How Much Is Invisalign Without Insurance – Overview
Today, Invisalign has become the go-to for many people in the quest for the perfect smile. It is composed of a series of aligners and is a popular alternative to conventional dental braces. The average cost of Invisalign dental braces in the United States is around US$ 3,000 to US$ 5,000.
While many insurance companies may view Invisalign as primarily aesthetic, some insurance plans cover Invisalign treatment if deemed medically necessary. Coverage can vary based on the specific policy. This is where the question of how much Invisalign is without insurance arises.
In this article, we will examine the cost of Invisalign without insurance and the ways to get affordable Invisalign treatment in the US.
How Much Does Invisalign Cost?
How Much Is Invisalign Without Insurance – How Much Does Invisalign Cost?
The length of treatment and the complexity of the individual case determine the final cost of Invisalign braces. The final cost of Invisalign treatment includes the dentist’s or orthodontist’s fees, which cover their services, and the cost of the aligners themselves, not a separate cost that the dentist pays to Invisalign. According to dental experts, there are several options for Invisalign treatment, depending on your orthodontic needs and your age.
Here’s a detailed breakdown of the cost of Invisalign without insurance:
Very Mild to Mild Cases:
- Invisalign Express (max. 5 aligners) = US$ 1,200 to US$ 1,800
- Invisalign Express (max. 7 aligners) = US$ 1,500 to US$ 2,000
Mild to Moderate Cases:
- Invisalign Lite (max. 14 aligners) = US$ 3,000 to US$ 4,500
- Invisalign Moderate (max. 20 aligners) = US$ 3,500 to US$ 5,000
Moderate to Severe Cases:
- Invisalign Comprehensive (unlimited aligners) = US$ 4,500 to US$ 8,000
Growing Children:
- Invisalign First Comprehensive (unlimited aligners) = US$ 3,000 to U$ 4,500
- Invisalign First Comprehensive Phase II (unlimited aligners) = US$ 3,000 to US$ 4,500
What Affects the Cost of Invisalign Without Insurance?
According to dental experts, the following factors affect the final cost of Invisalign treatment, especially without insurance coverage:
The complexity of the treatment—If you only need to align a few teeth or if your bite is only slightly misaligned, the treatment is considerably short, simpler, and costs less. In contrast, complex alignment issues require more aligners, which increases the overall cost of implanting Invisalign dental braces.
The dentist’s or orthodontist’s experience – It’s important to consider the provider’s experience with Invisalign treatment, as more experienced providers may offer more accurate and efficient treatment plans. Usually, dentists who charge significantly less than the conventional rate have less experience.
Patient consistency – The level of patient compliance determines the success of results after an Invisalign treatment. Orthodontists and dental experts recommend wearing Invisalign for 20 to 22 hours daily for the best results. As the aligners can be removed, many patients often forget to put them back on quickly, which may result in a longer treatment and consequently raise the cost of the overall Invisalign treatment.
Does Insurance Cover Invisalign Treatment?
Many PPO dental insurance policies may cover part of the cost of Invisalign treatment as part of orthodontic coverage. Still, the extent of coverage can vary widely between policies, and not all policies include orthodontic treatment. If your insurance plan covers Invisalign treatment, it is likely to pay between 25% and 50% of the overall treatment cost. Most insurance providers have a maximum cap of around US$ 1,500 to US$ 2,000, which makes the total cost percentage vary.
How to Pay For Invisalign Without Insurance?
There are five common ways to get an affordable and effective Invisalign treatment even if your insurance does not cover the cost or doesn’t have dental insurance.
1 – Payment plans
Dental practices’ payment plans for Invisalign treatment can vary widely. Some may offer no-interest payments or extended payment terms, but terms and availability can differ by provider and patient eligibility. However, this facility has strict eligibility criteria. You must have a strong credit score to pay for Invisalign treatment with payment plans.
2 – Health Savings Account (HSA)
An HSA is a savings account where you can collect untaxed money for medical expenses, including Invisalign treatment. Under this program, you are reimbursed for expenses with pre-tax dollars. You must pay Invisalign and receive the reimbursement directly into your savings account.
3 – Flexible Spending Account (FSA)
An FSA program also covers the cost of getting Invisalign treatment. This is an employer-sponsored healthcare expenses account where you can put money aside to pay for several medical expenses. This program works similarly to the HSA, where you must pay the total cost of Invisalign treatment out of pocket and then seek reimbursement from the FSA account.
4 – Dental Schools
Dental schools are excellent for undergoing several types of dental treatments at a considerably affordable and low cost. When you choose to get Invisalign treatment at a dental school, you can expect to get a discount of 10% to 15% on the total cost of the treatment.
5 – Medicaid and CHIP
Medicaid and the Children’s Health Insurance Program (CHIP) provide health coverage to eligible low-income adults, children, pregnant women, elderly adults, and people with disabilities, but coverage for dental services, including Invisalign, varies by state and may be limited to children under CHIP or Medicaid
Though it does not cover the cost of Invisalign for aesthetic purposes, if the dental health condition is severe enough to affect the child’s quality of life, the program may cover the cost of an Invisalign treatment.
Conclusion
Invisalign treatment helps to align your teeth and correct an over-bite. This is mainly an aesthetic-enhancing dental treatment, so most insurance programs do not offer coverage. You can still get this treatment at an affordable cost by choosing payment plans at the dentist, through FSA and HSA, and at dental schools under Medicaid and CHIP.
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