How Much Does an IUD Cost Without Insurance?

How Much Does an IUD Cost Without Insurance – Overview

An intrauterine device (IUD) is a T-shape piece of plastic or copper. It is placed within the uterus and works as a contraceptive to prevent pregnancies. It can last for several years once affixed to the uterus and has 99% effectiveness in preventing pregnancy.

Many IUDs use a hormone much like the naturally occurring progesterone, levonorgestrel, to prevent pregnancy. Copper IUDs work immediately after being placed, but hormonal IUDs may require a period of up to 7 days to become effective. Fertility typically returns quickly after the IUD is removed, often within a month.

It is important to research the different types of IUDs and consult with your doctor to choose the best-suited IUD. Make sure to regard the cost, side effects and hormone-based IUDs.

Let’s check out the cost of an IUD without insurance.

How Much Does an IUD Cost?

In many cases, the Affordable Care Act allows coverage for birth control at no cost to the policyholder, including IUDs.

The cost of an IUD typically includes both the device and the insertion procedure, but additional costs may apply for follow-up visits or removal.

If you don’t have insurance cover for it, an IUD can cost you anywhere between US$ 500 and US$ 1,300. Finding a clinic or hospital that uses the 340B Drug Pricing Program is recommended to cut down this cost. Besides this, you can also check out the nearest Planned Parenthood center to find out if you can get an IUD for a lower cost.

Where to Get an IUD?

You will need to go to a trained healthcare professional to get an IUD inserted. A physician, nurse practitioner or other similarly qualified healthcare professionals can insert an IUD. You must get this procedure done at a primary care office, community clinic (Planned Parenthood), or OB-GYN clinic.

The healthcare professional will insert the IUD through your vagina and cervix into your uterus. This procedure usually takes around 15 minutes at the most.

How to Get Affordable IUDs?

Most insurance policies cover the cost of inserting an IUD. However, you may still need to pay a portion of the cost out of your own pocket. Certain IUD makers work with specialty pharmacy partners to offer the product at a discounted rate. You can also learn about pricing programs or copays for IUDs at your local pharmacy.

You may also be eligible for Medicaid or another state-run insurance program that provides IUDs at a lower cost. Remember, insurance plans may not cover all brands of IUDs, so talk with your insurance provider to find the IUDs they cover.

How Quickly Does an IUD Work to Prevent Pregnancy

Copper IUDs provide immediate protection against pregnancy, while hormonal IUDs may require up to 7 days to become effective if not inserted during your menstrual period.

Major brands, such as Paragard, Liletta, and Mirena, begin working immediately to prevent pregnancy. For Kyleena and Skyla, if not inserted during the first 7 days of the menstrual cycle, an additional form of birth control should be used for the first 7 days after insertion. Else, you may need to use another form of birth control.

How Much Does an IUD Cost Without Insurance

IUD Cost Without Insurance

Is IUD Placement Painful

You might experience slight cramping and pain after the IUD is placed, but this usually dissipates with time. You can take a painkiller beforehand to minimize the discomfort. Some people also experience dizziness or feel faint after the IUD is inserted, so it is advisable to bring along someone to drive you home after the procedure. It is advisable to rest for a day after getting an IUD inserted.

What Are the Potential Drawbacks of an IUD

Make sure to check that the IUD is in place once every month. There are chances of the device slipping out, so there is a risk of pregnancy.

IUDs don’t prevent the spread of sexually transmitted infections (STIs). So, if you are at a high risk of STI, you may want to choose another form of birth control or at least an additional barrier contraceptive.

You may experience irregular periods for around 6 months after inserting an IUD. However, this condition usually corrects itself. Some users experience heavier periods and stronger menstrual cramps if they use a Paragard IUD.


When choosing any IUD as a contraceptive, it is extremely important to consult with your doctor. They will be able to alleviate any concerns or worries you may have. This way, you will be able to weigh the pros and cons before deciding to get an IUD inserted to prevent pregnancy.

You can visit the local Planned Parenthood center to find ways to get affordable IUD treatment without insurance.

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