How Much Does an IUD Cost Without Insurance – Overview
An intrauterine device (IUD) is a T-shape piece of plastic or copper. It is placed within the uterus and works as a contraceptive to prevent pregnancies. It can last for several years once affixed to the uterus and has 99% effectiveness in preventing pregnancy.
Many IUDs use a hormone much like the naturally-occurring progesterone to prevent pregnancy. All types of IUDs work immediately after being placed. Fertility returns almost immediately after removing the IUD.
It is important to research the different types of IUDs and consult with your doctor to choose the best-suited IUD for you. Make sure to regard the cost, side effects and hormone-based IUDs.
Let’s check out the cost of an IUD without insurance.
How Much Does an IUD Cost?
In many cases, the Affordable Care Act allows coverage for birth control at no cost to the policyholder, including IUDs.
Depending on the type of healthcare facility you go to, you may need to pay extra costs for the insertion and removal procedure by a healthcare professional.
If you don’t have insurance cover for it, an IUD can cost you anywhere between US$ 500 and US$ 1,300. To cut down this cost, finding a clinic or hospital that uses the 340B Drug Pricing Program is recommended. Besides this, you can also check out the nearest Planned Parenthood center to find out if you can get an IUD for a lower cost.
Where to Get an IUD?
You will need to go to a trained healthcare professional to get an IUD inserted. A physician, nurse practitioner or other similarly qualified healthcare professionals can insert an IUD. You will need to get this procedure done at a primary care office, community clinic (Planned Parenthood) or at OB-GYN clinic.
The healthcare professional will insert the IUD through your vagina and cervix all the way into your uterus. This procedure usually takes around 15 minutes at the most.
How to Get Affordable IUDs?
Most insurance policies cover the cost of inserting an IUD. However, you may still need to pay a portion of the cost from your own pocket. Certain IUD makers work with specialty pharmacy partners to offer the product at a discounted rate. You can also find out about pricing programs or copay for IUDs at your local pharmacy.
You may also be eligible for Medicaid or another state-run insurance program that provides IUDs at a lower cost. Remember, insurance plans may not cover all brands of IUDs, so make sure to talk with your insurance provider to find the IUDs they do cover for.
How Quickly Does an IUD Work to Prevent Pregnancy?
Even after inserting an IUD, you may still need to use an alternate form of birth control, depending on the type of IUD.
Major brands, such as Paragard, Liletta, and Mirena begin working immediately to prevent pregnancy. Though Kyleena and Skyla also work immediately after insertion, you will need to have them inserted at least 7 days from your last period. Else, you may need to use another form of birth control.
Is IUD Placement Painful?
You might experience slight cramping and pain after the IUD is placed, but this usually dissipates with time. You can take a painkiller beforehand to minimize the discomfort. Some people also experience dizziness or feel faint after the IUD is inserted, so it is advisable to bring along someone to drive you home after the procedure. It is advisable to rest for a day after getting an IUD inserted.
What Are the Potential Drawbacks of an IUD?
Make sure to check that the IUD is in place once every month. There are chances of the device slipping out, so there is a risk of pregnancy.
IUDs don’t prevent the spread of sexually transmitted infections (STIs). So, if you are at a high risk of STI, you may want to choose another form of birth control, or at least an additional barrier contraceptive.
You may experience irregular periods for around 6 months after inserting an IUD. However, this condition usually corrects itself. Some users experience heavier periods and stronger menstrual cramps if they use Paragard IUD.
When choosing any IUD as a contraceptive, it is extremely important to consult with your doctor. They will be able to alleviate any concerns or worries you may have. This way, you will be able to weigh the pros and cons before making the decision to get an IUD inserted to prevent pregnancy.
You can visit the local Planned Parenthood center to find ways to get affordable IUD treatment without insurance.