3 In House Financing for Dental Implants

House Financing for Dental Implants – Overview

Losing teeth can occur due to age, trauma, or dental disease. Thanks to advances in dental science, we can easily replace our broken or missing teeth with dental implants.

Dental implants are a durable and reliable option for tooth replacement. However, dental implants are not cheap.

Patients must bear the cost of acquiring the services of a skilled dental surgeon and using cutting-edge technology, which can be quite high.

Additionally, many insurance companies do not cover getting dental implants, which can cost thousands of dollars, depending on the number of teeth to replace and their position.

This is where in-house financing for dental implants comes as the ideal solution.

Everyone is entitled to a beautiful smile and money shouldn’t be an obstacle. So, if you’ve been looking for financing for dental implants, you’ve come to the right place.

In this article, we will detail the benefits of dental implants and share sources from where you can get in-house financing for dental implants.

Benefits of Dental Implants

When you lose a tooth, it affects your smile and eating abilities. Hence, the tooth is an aesthetic and functional problem that needs to be addressed promptly.

The missing tooth leaves exposed dental flesh and bone vulnerable to infections and other problems.

Due to the pressure from the other sides, the teeth immediately adjacent to the lost tooth will begin to lean towards the gap left behind by it. If missing teeth are not replaced, this may lead to further tooth loss as adjacent teeth shift into the empty space.

Dental implants not only fill the gap left by a lost tooth but also help prevent the shifting of adjacent teeth and preserve jawbone integrity.

Implants can replace a single or multiple teeth or replace an entire set of teeth.

Dental implants are the ideal way to replace the aesthetics and functioning of lost or broken teeth.

How to Find In House Financing for Dental Implants?

Several private, non-profit, and corporate organizations offer in-house financing for dental implants; availability of state and federal-funded options may vary.

Before applying for dental implant grants, it is important to determine the type of treatment and the number of implants you will need.

This helps to understand whether you fulfill the criteria of a particular grant organization, as the criteria for getting financing for dental implants differ from one source to another.

To determine the exact cost of your dental implant treatment, it is recommended to consult your dentist.

Once you know the type and cost of your dental implants, you can apply for in-house financing at any of the sources below.

Although getting a loan with bad credit to pay for the dental work is difficult, there are still several credit options they can pursue to get financing for dental implants, such as:

1. Secured / Unsecured Loans

Secured loans may be easier to obtain as they require collateral, though credit scores often still influence terms and interest rates. However, you do need to put up collateral, such as a house or car, to get the loan.

If you have a good credit score, you can be eligible for an unsecured loan, meaning you don’t have to put up collateral against the loan.

However, it is important to remember that the lender can repossess the collateral if you fail to repay the loan on time and can engage a collection agency to recollect an unsecured debt.

2. Care Credit

This works similarly to a credit card but is designed exclusively for healthcare. Using Credit Care, you can easily get a loan for dental implants and can repay the loan through an efficient and affordable monthly installment plan.

Care Credit offers a promotional ‘No Interest Payment Plan’ if paid in full within the promotional period of 6, 12, 18, or 24 months.

3. Lending Club

The Lending Club specializes in providing financial aid for healthcare procedures, including medical and dental care.

The club was established to provide financial assistance for healthcare and is an excellent source of financing for dental implants. Eligible applicants can receive financial grants for up to $50,000 for dental implants.


Dental implants are very important as they help to restore a beautiful smile and complete oral functions.

Suppose you cannot pay for a dental procedure with your insurance policy or do not have an insurance policy. In that case, you can easily apply at any of the above-given sources and get financing for dental implants.

Dental Grants by State

Dental Implant Grants Ebook

See Also

Loans for Medical Professionals

Apply Government Grants for Dental Implants

Does Medicaid Cover Braces? 

Does Medicaid Cover Dental Implants?

Current Version
May 5, 2024
Updated By
Andrea Morales G.
February 4, 2021
Written By
Shubham Grover

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