Medical Credit Card for Dental – Overview
Tooth decay is one of the most common dental problems around the world. Dental healthcare is not just about giving you a perfect smile but also about alleviating the pain of tooth decay and cavities.
With time, untreated cavities can cause severe toothache, infect gums and generally make it difficult to eat and drink.
Still, most people tend to bear the pain instead of going to a dentist for fear of costly dental procedures.
Medical credit cards for dental services come in handy in such situations.
Who Should Apply for a Medical Credit Card for Dental Services?
If you don’t have enough cash to cover the cost of dental treatment, then a medical credit card for dental services is the ideal choice.
CareCredit is a leading medical credit care provider in the US. The company offers credit cards with significant promotional periods, including 0% interest for 6 to 24 months.
If you pay off the balance before this promotional period ends, you will not have to pay any interest on the amount.
However, if you fail to pay off the balance before the promotional period ends, you will be charged interest on the entire original purchase amount from the date of purchase.
So, if you fail to pay the full balance before the end of the promotional period, you will also have to pay interest on the entire amount.
If you can pay off the balance for dental services before the promotional period ends, you should apply for a dental credit card.
This is an excellent way to alleviate the toothache and the worry of arranging cash for the treatment.
Top 3 Medical Credit Card for Dental Services
Medical Credit Card for Dental – Top 3 Credit Cards for Dental Services
To make things easier for you, we’ve listed the top credit cards for dental services to be bought in 2023:
1 – CareCredit
CareCredit ranks first on our list of the top credit cards for dental services. Synchrony Bank offers it and finances out-of-pocket medical and dental expenses from enrolled insurance carriers.
It offers promotional financing options for 6, 12, 18, or 24 months on eligible purchases. The terms are based on the purchase amount, not the customer’s credit score.
You do not have to pay an annual fee and the card is accepted by well over 200,000 healthcare providers across the US.
You can also avail of longer financing terms of a maximum of 60 months with reduced APRs.
To know more details about CareCredit, such as eligibility criteria and the application process, simply click on this official link for the website https://www.carecredit.com/.
2 – Capital One Quicksilver Cash Rewards Credit Card
Capital One’s Quicksilver Cash Rewards Credit Card ranks second on our list of the best credit cards for dental services.
The Capital One Quicksilver Cash Rewards Credit Card offers a 0% introductory APR on purchases and balance transfers for 15 months from the date of account opening.
This is available on new purchases and balance transfers. When you sign up for the card, you can also earn a cash bonus if the purchase limit is met within the first few months.
Besides, the card also offers a flat-rate cashback reward structure. This way, you can earn cash with every purchase any day.
You get all of this for no annual fee, which makes the Quicksilver Cash Rewards Credit Card an excellent choice for dental services.
You can visit the official website to learn more details about this card, such as the application process.
3 – Citi Diamond Preferred Card
The Citi Diamond Preferred Card offers a 0% introductory APR on purchases and balance transfers for 18 months from the date of the first transfer, with balance transfers needing to be completed within 4 months of account opening.
You do not have to pay an annual fee, and interest will not accrue during the introductory period.
The card also offers zero-liability protection. It also allows you to choose a payment date according to your convenience.
Besides this, you can also access concierge services for entertainment, travel, dining and shopping purposes.
Conclusion
Credit cards for dental services are an extremely efficient choice, given that you can pay off the balance without incurring too much interest on the amount.
You can choose one of the three credit cards for the above medical and dental services.
See Also
At What Age is a Child Responsible for Medical Bills
How to Get Medical Bill Debt Forgiveness
Does Medicare Cover Dental Implants
Do Medical Bills Effect Your Credit
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