Medical Credit Card for Dental – Overview
Tooth decay is one of the most common dental problems around the world. Dental healthcare is not just about giving you a perfect smile but also about alleviating the pain of tooth decay and cavities.
With time, untreated cavities can cause severe toothache, infect gums and generally make it difficult to eat and drink.
Still, most people tend to bear the pain instead of going to a dentist for fear of costly dental procedures.
Medical credit cards for dental services come in handy in such situations.
Who Should Apply for Medical Credit Card for Dental Services?
If you don’t have enough cash to cover the cost of dental treatment, then a medical credit card for dental services is the ideal choice.
CareCredit is a leading medical credit care provider in the US. The company offers credit cards with significant promotional periods, including 0% interest for 6 to 24 months.
If you pay off the balance before this promotional period ends, you will not have to pay any interest on the amount.
However, this also incurs deferred interest. In this, the interest is not waived off but postponed to be paid at a later date.
So, in case you fail to pay the complete balance amount before the end of the promotional period, then you will also have to pay interest on the entire amount.
You should apply for a dental credit card if you can pay off the balance for the dental services before the promotional period ends.
This is an excellent way to alleviate the toothache and the worry of arranging cash for the treatment.
Top 3 Medical Credit Card for Dental Services in 2023
To make things easier for you, we’ve listed the top credit cards for dental services to be bought in 2023:
1 – CareCredit
CareCredit ranks first on our list of the top credit cards for dental services. It is offered by Synchrony Bank and finances out-of-pocket medical and dental expenses from enrolled insurance carriers.
It offers 0% interest financing for up to 6, 12, 18, or 24 months, depending on your credit score.
You do not have to pay an annual fee and the card is accepted by well over 200,000 healthcare providers across the US.
You can also avail of longer financing terms of a maximum of 60 months with reduced APRs.
To know more details about CareCredit, such as eligibility criteria and the application process, simply click on this official link for the website https://www.carecredit.com/.
2 – Capital One Quicksilver Cash Rewards Credit Card
Capital One’s Quicksilver Cash Rewards Credit Card ranks second on our list of the best credit cards for dental services.
This card is excellent for saving on interest as it offers a lengthy 0% APR introductory period.
This is available on new purchases and balance transfers. When you sign-up for the card, you can also earn a cash bonus if the purchase limit is met within the first few months.
Besides, the card also offers a flat-rate cashback reward structure. This way, you can earn cash with every purchase any day.
You get all of this for no annual fee, which makes Quicksilver Cash Rewards Credit Card an excellent choice for dental services.
To learn more details about this card, such as the application process, you can visit the official website.
3 – Citi Diamond Preferred Card
The Citi Diamond Preferred Card also ranks on our list of the top credit cards for dental services. It also offers 0% introductory APR on balance transfers and purchases.
You do not have to pay an annual fee and interest is not accrued during the introductory period.
The card also offers zero-liability protection. It also allows you to choose a payment date according to your convenience.
Besides this, you can also access concierge services for entertainment, travel, dining and shopping purposes.
Credit cards for dental services are an extremely efficient choice, given that you can pay off the balance without incurring too much interest on the amount.
You can choose one of the three credit cards for the medical and dental services listed above.
I am a dedicated healthcare researcher and an enthusiast specializing in medical grants, medical education and research. Through my articles, I aim to empower healthcare professionals and researchers with valuable insights and resources to navigate these critical aspects effectively.