Grants to Pay Off Student Loans for Single Mothers

Grants to Pay Off Student Loans for Single Mothers – Overview

Grants to pay off student loans for single mothers is essential for mothers and students to continue with their studies. According to, it is a 1.57 trillion dollar problem that impacts over 40 million people.

However, you may not know that there are various grants to pay off a student loan. Most of these grants are included in the program, as well as a loan forgiveness program that will pay off your student loan debt.

Grants to Pay off Student Loans for Single Mothers – The List of Top Programs

  • Forget Your Student Debt. No-Essay Grant
  • TEACH Grant (Teaching Assistantship)
  • The Military College Loan Repayment Program (CLRP) (for military members)
  • Pell Grants (for current educational expenses)

1. Forget Your Student Debt. No-Essay Grant

One in every five adult Americans has educational debt. The average college graduate leaves school with over $33,000 in debt and will pay significantly more (sometimes three times as much!) than interest accumulates.

If you have student debt, you are less likely to start a business, follow your ideal profession, purchase a home, or fully enjoy your life.

The Forget Your Student Debt Grant, which joins our growing array of simple scholarship alternatives, is accessible to anybody with student debt.

Adults who have begun their jobs but are no longer enrolled in school are completely eligible.

The only requirement is that you have school debt to pay off. For more information, visit:

2. Debt Consolidation for single moms

Debt consolidation programs may enable you to combine your federal student debts into a single, more affordable loan.

Consolidation Services of the United States Department of Education provides this service free of cost. Consolidation is only available for federal debts. Therefore, private loans are not eligible.

Individuals who have graduated, dropped below half-time attendance, or have left school are often eligible for debt consolidation.

You must apply for a direct loan consolidation at the Federal Students Aid website.

3. TEACH Grant (Teaching Assistance)

The Teacher Education Assistance for College and Higher Education (TEACH) award is a government initiative for students pursuing a teaching career. A qualifying person might earn up to $4,000 per year to help pay for the study.

In exchange, they must promise to teach in a high-need field for at least four years in an elementary school, secondary school, or educational service organization that assists low-income kids.

If a person does not complete the service requirements of the TEACH grant, the government transforms the grant into a debt that must be returned with interest.

4. Congress’s Military College Loan Repayment Program (LRP)

Congress established the Military College Loan Repayment Program (LRP). Many former military personnel have taken advantage of the GI Bill, which compensates military people who continue their education following their tour of duty.

However, military personnel who incurred the educational debt before enlistment can’t take these benefits. Still, various programs are available to service troops and their families to help pay down school loans.

For non-prior enlistees, the CLRP authorizes any military branch to make up to $65,000 in student debt repayments. Active recruits in the Army and Navy can receive the entire $65,000.

Army Reserve enlistments can be worth up to $20,000, while Navy Reserve enlistments can be worth $10,000. The Air Force only pays for active enlistments and has a $10,000 cap.

5. The John R. Justice Student Loan Repayment Program

This John R. Justice Student Loan Repayment program provides eligible student loans to state and federal public defenders and state prosecutors who commit to work for at least three years as public defenders or prosecutors.

Annual rewards to qualifying defenders and prosecutors to reduce their student loan debt may range from $4,000 to $60,000 (depending on financing). The money received must be refunded if the work obligation is not kept.

6. Federal Government Grants

The federal government offers grants to students pursuing higher education or vocational training. Unlike loans, most grants are sources of financial help that do not need repayment.

The federal government, state governments, colleges, professional schools, and private or semi-public organizations award grants to eligible candidates.

Only students in financial need are eligible for the grant. Start by filling out a Free Application for Federal Student Aid (FAFSA) form if you’re interested in our grants or other federal student aid.

To maintain receiving federal student aid, fill out the FAFSA form every year you’re in school.

To learn more about the additional eligibility and application requirements for each fund listed above, go to the individual grant websites.

Once you’ve filed a FAFSA form, your college or professional school will know how much you might get and when you might get it.

Keep the Good Things in Mind

Being a single parent may be tremendously hard. Remember that you’re up to the task – you’ve already shown it by getting this far.

Remember that your children are watching and learning how you manage your student debt and finances.

Student debt is a significant burden, but you can handle it — and pay it off — with some self-assurance and a little assistance.

See Also

Grants for Nursing School

Grants for Women Starting a Business

Mommy Makeover Cost

Hardship Grants for Single Mothers

Current Version
January 22, 2022
Written By
Victoria Abigail Friedland
March 28, 2024
Updated By
Andrea Morales G.

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