Grants for Prosthetic Legs – Overview
Prosthetics are incredibly useful to amputees to replenish their hope for mobility and improve their quality of life.
However, as many insurance providers refuse to cover the cost of a new prosthetic, many amputees are left with the burden of paying the cost of a prosthetic out of their pockets. In many cases, the high deductibles and co-pay rates often leave amputees without the means of mobility.
Prosthetics are not cheap and can range from a few hundred to thousands of dollars.
Therefore, you must get maximum in-depth knowledge of the cost and means to finance your prosthesis. This is incredibly helpful in preventing financial stress and emotional problems when applying for grants for prosthetic legs.
Let’s take a detailed look at the cost of prosthetics, insurance coverage, and the sources where you can get grants for prosthetic legs.
How much does a Prosthetic Leg cost?
On average, the cost of lower proximity prosthetic legs can be anywhere between US$ 5,000 to US$ 50,000. The actual price of prosthetic legs depends on several factors, such as:
- Materials and technology used to manufacture the prosthetic device,
- The patient’s level of activity and
- The level of amputation
Besides the above-given factors, the overall cost also includes the price of the molding and fitting process. This is necessary to ensure a proper fit for the prosthetic.
How long do Prosthetic Legs last?
Prosthetics that help with a physical disability rarely last a lifetime. These need to be replaced almost every three years on average. Your doctor and physiotherapist will guide you on identifying when you need to replace your existing prosthesis.
Does insurance cover the cost of Prosthetic Legs?
Different lenders have different criteria regarding prosthetic legs, for example:
Private insurance provider – A private health insurance provider may offer to cover the partial cost of the prosthesis but not the full. The criteria for this change are according to state, company and their policies.
Medicare – Medicare offers to cover around 80% of the total cost of a Medicare-approved prosthesis only when the prosthetic is sourced from a Medicare-enrolled supplier.
The patient must pay the remaining 20% of the prosthetic’s cost from their own pockets. Alternatively, the patient can also use their supplemental health coverage, such as Medicare Part B, to make the co-payment for their prosthetic leg.
Medicaid – If you are an active or ex-service member and fulfill the relevant criteria, then you can expect the Veteran’s Affairs department to cover the cost of medically prescribed prosthetics through the VA hospital or a contracted supplier.
Veteran’s Affairs (VA) – Veteran’s Affairs offers to cover the cost of buying, molding, and fitting prosthetic legs for eligible service members and veterans of the armed forces, either through one of their hospitals or through a contracted supplier.
Where to get grants for Prosthetic Legs?
If your insurance provider does not cover the cost of the prosthesis or is offering to pay only partial cost, then you can choose to secure grants for prosthetic legs from several different sources.
We have created a list of several non-profit organizations across the US where you can find financial help for fitting a prosthetic leg. We may also receive assistance with long-term therapy along with follow-up appointments with your physician and physiotherapist.
1 – Heather Abbott Foundation
The Heather Abbott Foundation is one of the most prominent national non-profit organizations providing prosthetics to amputees.
The foundation is focused on helping amputees who have lost limbs in traumatic situations by providing them with advanced prosthetic devices, including prosthetic legs. The foundation was formed soon after the infamous Boston bombing.
To apply for a grant for prosthetic legs from the Heather Abbott Foundation, you can click on the link – https://heatherabbottfoundation.org/get-involved/apply-for-a-grant/ – and find out the eligibility criteria and application process for grants for prosthetic legs.
2 – Help Hope Live
Help Hope Live is a non-profit organization that specializes in fundraising to help the needy with their medical bills and other essential expenses. Since 1983, the foundation has helped collect over US$ 158 million to help the needy with out-of-pocket medical expenses. Over 97% of families prefer Help Hope Live for help with paying their medical bills. More than 6,000 medical professionals recommend the organization.
The organization has also partnered with several other like-minded non-profit organizations, such as MobilityWorks, Vantage Mobility International, AMS Vans, Angel, Medflight, Walgreens Specialty Pharmacy, Prelude Solutions, Abilities Virtual, etc., to provide optimal assistance to amputees and medically disabled through grants and guidance.
To learn more about their specific eligibility criteria and application process for grants for prosthetic legs, feel free to visit their official website at – https://helphopelive.org/get-started/.
3 – Limbs for Life
Limbs for Life is another reliable non-profit organization that offers to cover the complete cost of molding and fitting prosthetic legs for amputees. The organization offers financial assistance for prostheses from local partners to eligible applicants.
The major eligibility criteria to get grants for prosthetic legs from Limbs for Life include:
- Having no alternate source to pay for prosthetic
- Currently being at, or near, poverty level
- Has the potential ability to walk without needing assistance
- Being a legal resident or citizen of the US
Grants for Prosthetic Legs – Conclusion
These are just the top three non-profit organizations in the US that provide assistance or grants for prosthetic legs to amputees.
You can also find the nearest local organization for help with financing the cost of prosthetic legs by visiting your local Vocational Rehabilitation Service center.