Grants for Medicine – Overview
Optimal healthcare is the right of every US citizen. However, financial constraints and other such factors tend to inhibit their access to world-class healthcare. Besides the rising cost of medical procedures, even the cost of prescription drugs is on the rise. This makes it extremely difficult for many under-served people to get the required medicines. To help in such situations, there are several different sources that can help with the grants of medicine.
If you have been searching for such a source, then you’ve come to the right place. In this article, you will learn about the different ways that you can choose to buy hitherto un-buyable prescription drugs with the help of grants for medicine in the US.
Where to apply for grants for medicine?
1 – Patient Assistance Programs
Various drug companies, non-profit organizations and state governments run Patient Assistance Programs (PAP). These initiatives are part of a plan to make expensive prescription drugs affordable to all.
To start the application process for this grant for medicine, you need to send your application via email to the drug company. Make sure that the initial email contains all your relevant financial information. The application form can be usually downloaded from the company or non-profit organization’s website and can also be filled online. In many cases, you will need to get your doctor to provide information about the prescription medicines.
The application is then reviewed by the pharmaceutical company or non-profit organization and your eligibility is thus determined. If your application is approved, then the pharma company or non-profit organization will ship the supply of prescription drugs you need, either to your doctor’s office or to your home address.
To replenish your prescription, make sure that you, or your doctor, will need to place an order for a prescription refill several weeks before you run out of stock.
2 – Medicaid and CHIP (Children’s Health Insurance Program)
Medicaid offers low-cost, or free, prescription drugs to:
- Adults with low income
- Pregnant women
- Seniors (over 65 years of age)
- People with disabilities
To be eligible for grants for medicine under Medicaid, you will need to check with your state Medicaid officer and determine whether you or your family members, qualify for benefits under Medicaid.
To apply for this initiative, you can choose to contact your state’s Medicaid agency office, or you can fill out an application form at the Health Insurance Marketplace.
3 – Social Security and Medicare
Your local Social Security Administration (SSA) office also helps those in Social Security with Medicare benefits. If you are over 65 years, or have a disability but are under 65 years of age, or people with end-stage kidney diseases, are eligible for this initiative under Medicare.
Medicare Part D covers prescription drugs and helps bear the cost of expensive prescription medicines effectively. The Social Security Administration in your state works in collaboration with the Centers for Medicare & Medicaid Services (CMS) to enroll people into the Medicare health plan.
To know if you are eligible under this program, we recommend you to visit the official Medicare.gov website and check under the eligibility premium calculation webpage. If you find yourself coming under the eligibility criteria for Social Security and Medicare grants for medicine, then you can enroll with Medicare by:
- Applying in person for Medicare Part D at your local Social Security Office
- Choose a Medicare plan with Part D as it covers expenses of prescription medicines
4 – Medicaid for Adults
Medicaid is a program jointly run by the federal and state governments to help beneficiaries bear the cost of otherwise expensive prescription medicine. This is an excellent way to ensure a regular supply of essential medicines if you belong to a limited-income household.
To find out if you are eligible for Medicaid for adults and receive grants of medicine, you will need to visit the official US Department of Health & Human Services.
If you qualify for this program based on your income and family size, then you are eligible for free or low-cost prescription medicine under this program.
Medicaid provides health coverage for several limited-income households, low-income families and medically under-served children, pregnant women, disabled persons and the elderly.
There are several different ways to lighten the burden of expensive prescription drugs. Using any of the above-given sources, you can apply for, and successfully receive grants of medicine and healthcare in your state.